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Jackie Lam

AFC®, Insurance Writer

About

With over a decade of experience as a personal finance writer, Jackie Lam simplifies complex financial topics for consumers who want to improve their financial situations, develop a healthy relationship with money, and work toward their goals. Her work has been featured by Fortune 500 companies, fintech startups and national personal finance brands such as Business Insider.

Jackie is a seasoned personal finance writer and is based in Los Angeles. She is an accredited AFC® financial counselor. Jackie is passionate about helping artists, freelancers and gig economy workers with their finances. She has in-depth experience writing about budgeting, investing, frugality and money and relationships, and loves finding interesting stories that revolve around money.

She has participated in panels exploring personal finance and freelance writing, and has presented workshops on how freelancers and artists can develop a positive relationship with their money and build values-based businesses.

In her spare time she enjoys volunteering, water aerobics, sticker collecting, being in nature and learning the drums. You can connect with her on Instagram or Twitter.

Expertise

  • Insurance
  • Banking
  • Budgeting
  • Money management for freelancers and artists
  • Small business

Achievements

  • Over 10 years of experience as a personal finance writer
  • AFC® financial coach and educator
  • Contributor to publications such as CNET, Forbes Advisor and Business Insider

Other Publications

Education

University of California, Los Angeles (B.A., Anthropology)

University of California, Los Angeles (Certification in Copyediting)

Honors and Awards

  • Money Management International’s Financial Literacy and Education in Communities (FLEC) Award (2022)
  • Plutus Awards recipient for Best Freelancer in Personal Finance Media (2022)
  • State Farm Business Insurance Review

    State Farm offers small business insurance to more than 300 types of professions, including business owners policies, workers’ compensation and commercial auto. You can take a quick quiz at the State Farm website to find out what coverage types are...
    State Farm Business Insurance Review
  • Thimble Business Insurance Review

    Thimble offers multiple types of small business insurance geared towards professions such as contractors, freelancers, handymen, fitness professionals, pet sitters, restaurants and retail. It offers online quotes and the ability to buy online and download a certificate of insurance within...
    Thimble Business Insurance Review
  • Massage Therapist Insurance: Coverage & Costs

    If you're a massage therapist, you're likely used to dealing with business challenges from time to time, even as you help others find their inner Zen. But you can’t predict the future. Damage to your business equipment and injuries to...
    Massage Therapist Insurance: Coverage & Costs
  • Sole Proprietor Business Insurance: Coverage & Costs

    As a sole proprietor, you may face unforeseen events while running your business that could jeopardize your financial security. For instance, you could be sued because you made a mistake that resulted in harm to a client’s reputation, or a...
    Sole Proprietor Business Insurance: Coverage & Costs
  • What Is Bond Insurance?

    If your small business involves contracts with clients, you may be required to have a surety bond, which protects your client for if you do shoddy work. A surety bond can also cover fraud and allegations of theft committed by...
    What Is Bond Insurance?
  • Startup Business Insurance: Coverage & Costs

    If you're launching a startup, having the proper business insurance in place from its early stages is essential. Not having adequate coverage can leave your young business open to risks and lawsuits that could financially suffocate your burgeoning venture. Types...
    Startup Business Insurance: Coverage & Costs
  • Tree Service Insurance: Coverage & Costs

    Tree service companies face multiple types of dangers on a regular basis. For example, a power line could lead to an electric shock, falling tree branches could damage a client’s home and a mishap with a chainsaw could send your...
    Tree Service Insurance: Coverage & Costs
  • Best General Liability Insurance For Small Business Of 2025

    A lawsuit over a problem like an accidental injury could financially ruin a small business. General liability insurance covers your small business for claims of accidental injuries and property damage to others, as well as other types of claims against...
    Best General Liability Insurance For Small Business Of 2025
  • Garagekeepers Insurance: Coverage & Costs

    Let's say you own an auto repair shop. In the middle of the night, thieves break in and steal your customer’s car. Without the proper business insurance, you could be on the hook to pay to replace your customer’s car....
    Garagekeepers Insurance: Coverage & Costs
  • What Is Garage Liability Insurance?

    Garage- and car-based businesses such as auto repair shops, dealerships and tow truck services have more hazardous risks compared to most small businesses. For example, a customer who slips in leaked motor oil could injure themselves and sue your business....
    What Is Garage Liability Insurance?
  • Professional Liability Insurance: Coverage & Costs

    Mistakes are bound to happen during the course of running a small business. A mistake could result in a costly lawsuit. For example, if your client says that your professional advice led to financial harm, you could get sued. That’s...
    Professional Liability Insurance: Coverage & Costs
  • What Is Medical Malpractice Insurance?

    There are more than 22 million workers in the health care industry, according to the most recent data from the U.S. Census Bureau. That includes professionals such as surgeons, doctor’s assistants and health technicians. But no matter how meticulous you...
    What Is Medical Malpractice Insurance?
  • What Is Handyman Insurance?

    Whether you’ve been hired to replace kitchen fixtures, install drywall in a client’s home or do general repairs in a fixer-upper, many things can go awry while you're on the job. For example, you could accidentally knock over a can...
    What Is Handyman Insurance?
  • Does My Car Insurance Cover Rental Cars?

    If you’re renting a car, it’s in your best interest to understand your rental car insurance options before you get to the rental car counter. Drivers sometimes don’t realize they may already have rental car insurance coverage through personal auto...
    Does My Car Insurance Cover Rental Cars?

Top Picks From Jackie Lam

  • Sole Proprietor Business Insurance: Coverage & Costs
    Sole Proprietor Business Insurance: Coverage & Costs

    by Jackie Lam

    Read More

  • Best General Liability Insurance For Small Business Of 2025
    Best General Liability Insurance For Small Business Of 2025

    by Jackie Lam

    Read More

About

With over a decade of experience as a personal finance writer, Jackie Lam simplifies complex financial topics for consumers who want to improve their financial situations, develop a healthy relationship with money, and work toward their goals. Her work has been featured by Fortune 500 companies, fintech startups and national personal finance brands such as Business Insider.