Robin Saks Frankel

Senior Staff Writer

About

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including USA TODAY, NerdWallet, Bankrate and HerMoney. She holds an M.S. in Business and Economics Journalism from Boston University, a Poynter ACES Certificate in Editing and is a Certified Educator in Personal Finance (CEPF®).

Robin is a seasoned credit card reporter with years of experience covering credit cards, travel rewards and credit-building. Her writing has been featured in national publications and Robin has been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace and NASDAQ’s Trade Talks. She has also appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide.

Expertise

Credit cards
Travel rewards
Credit and credit scores
Personal finance

Achievements

Over a decade of experience covering credit cards
Frequent speaker at industry events
Appearances on local and national media to provide expert opinion on credit card-related topics
Taught core personal finance topics to high school students

Education

Boston University (M.S., Business and Economics Journalism)

Boston University (B.A., Economics and International Relations)

3 days ago

Best American Express Business Credit Cards Of 2025

Terms apply to American Express benefits. See the cardholder agreement for terms and restrictions. The best American Express business cards have as many perks as their consumer-version counterparts, and they’re available to those who are self-employed or have side hustles—not...
5 days ago

5 Best Credit Cards For Online Shopping In 2025

When it comes to online shopping, the sky’s the limit to what you can buy with just a few clicks. If online shopping is a regular part of your routine, having a credit card that earns you an elevated percentage...
5 days ago

Best Credit Cards For Shopping Of 2025

There’s an art to being a good shopper and getting the most out of every penny you spend. From cash-back portals to money-saving apps, anything you buy is better when you get a deal. Using the right credit card when...
5 days ago

Can You Pay A Credit Card With Another Credit Card?

Although you typically can’t use one credit card to pay off another, there are ways of doing so indirectly—usually with a balance transfer card. You can also take out a cash advance on one credit card to pay another, however...
1 week ago

Best Instant Approval Cards Of 2025

Need a credit card fast? While you can’t get a new card on the spot by waving a magic wand, credit cards with instant approval might be the next best thing. Most credit cards today offer streamlined application processes with...
3 weeks ago

Can’t Beat This: New U.S. Bank Shield Card Has A 24-Month 0% Intro APR, The Longest Available

Americans are holding a big, fat I.O.U. to credit card companies and a new card from U.S. Bank might help ease the financial strain. The no annual fee , which launched March 17, 2025, could be a life preserver for...
1 month ago

Best Citi Credit Cards Of 2025

Citibank has roots that run deep. The institution has been in business for over two centuries and offers an array of credit cards that run the gamut from travel rewards to low intro APRs to cobranded options. Citi is a...
1 month ago

Longest 0% APR Cards For Balance Transfers Of 2025

Balance transfer credit cards with 0% intro APRs can be a lifesaver for those struggling to pay down their debt. A 0% APR period allows you to save on interest charges for nearly two years in some cases. That means...
1 month ago

Best Unsecured Credit Cards For Bad Credit Of 2025

Getting approved for a credit card might seem challenging if you have bad credit—or no credit at all. But there are a few quality options for the best credit cards for bad credit—including both secured and unsecured cards. While secured...
1 month ago

Best Balance Transfer Credit Cards For Fair Credit Of 2025

A credit card balance transfer offer can be a smart money move to help pay off high-interest debt. But there’s a twist: If your credit is just fair, it may feel like you’re stuck in a loop where you can’t...
1 month ago

Best No Foreign Transaction Fee Credit Cards Of 2025

If you’re traveling abroad, be sure to have one of our best no foreign transaction fee credit cards in your wallet. Otherwise, you could be paying up to an extra 3% on every purchase you make—a fee that can easily...
1 month ago

Best Chase Credit Cards Of 2025

Chase offers one of the largest portfolios of credit cards, and the best Chase credit cards of 2025 are at the top of the pack—so selecting your best option can be challenging. Whether you want to climb Kilimanjaro or shop...
1 month ago

Best 0% APR Credit Cards Of 2025

Credit cards can come with perks, protections and conveniences but the double-digit APRs on most cards make them incredibly expensive to carry a balance. To temporarily bypass those interest charges on new charges or balance transfers, choose a 0% introductory...
1 month ago

Best No Balance Transfer Fee Credit Cards Of 2025

Using a balance transfer credit card can help you consolidate your card balances and pay off your debt faster—a financial goal that can bring peace of mind. Most balance transfer cards charge a balance transfer fee between 3% and 5%...
1 month ago

Best Credit Cards For Everyday Use Of 2025

There are a lot of ways to maximize your spending, but for most people, the best credit cards for everyday use in 2025 will cover their bases. These cards reward you for purchases that are commonly made on an ordinary...
1 month ago

Best Credit Cards For Construction Companies Of 2025

Managing transactions in the construction industry can be an immense task, which makes it essential for companies to have access to the right business credit cards and associated management tools. Finding the best credit card for construction can save your...
1 month ago

Best Credit Cards Without A Social Security Number Requirement Of 2025

Most card issuers in the U.S. ask credit card applicants to provide a Social Security number, but the requirement is not universal for all cards. For those who do not qualify for a Social Security number, there are still options...
1 month ago

Best Gas Credit Cards For Bad Credit Of 2025

Americans on average drive more than 13,000 miles annually, making it likely you’re one of the millions who can benefit from saving money at the pump. While top rewards cards may be out of reach with poor credit history, there...
1 month ago

Best 0% APR Business Credit Cards For 2025

When you’re a business owner seeking a way to finance a big purchase, a zero can be a hero when that zero is a 0% APR business credit card. A low introductory APR period can give you the extra time...
1 month ago

Best Credit Cards For Fair Credit Of 2025

Having fair credit can put you in a tough position. It doesn’t quite offer the level of confidence most credit card issuers want to see before they approve you for the more competitive cards, but that doesn’t mean there aren’t...
1 month ago

Best Secured Credit Cards Of 2025

Secured cards provide a path for those with bad credit or no credit to establish positive credit history. With a secured credit card, you pay a cash security deposit upfront which serves as collateral to protect the lender. Typically, the...
1 month ago

Best Wells Fargo Credit Cards Of 2025

Wells Fargo’s menu of credit cards will appeal to a wide variety of card seekers. Many of their cards have no annual fees and their rewards-earning cards are generally straightforward and easy to understand. Our picks for the best Wells...
1 month ago

Best Credit Cards For Delta SkyMiles Of 2025

The best credit cards for Delta SkyMiles can offer frequent flyers valuable travel benefits, like bonus miles, lounge access, a companion certificate and in-flight perks. As the third-largest airline in the country, Delta offers myriad travel options, so Delta-oriented credit...
1 month ago

Best Business Credit Cards For Travel Of 2025

If you charge a lot of business expenses to a credit card each month, you may as well get something in return. Fortunately, the best business credit cards for travel make it easy to earn cash back, flexible rewards and...
2 months ago

Put A Lid On It: The Sanders-Hawley Bill Wants To Cap Credit Card Rates. Here’s What You Need To Know

A political odd couple is joining forces to lower credit card interest rates. Sen. Bernie Sanders (I-Vt.) and Sen. Josh Hawley (R-Mo.) unveiled a bill that would cap credit card interest rates at 10%. “Working Americans are drowning in record...
2 months ago

Best Navy Federal Credit Cards Of 2025

When it comes to choosing a credit card that aligns with your financial needs and lifestyle, Navy Federal Credit Union offers a diverse range of options. These cards cater to those serving in the armed forces, their families and Department...
2 months ago

Best 3% Cash-Back Credit Cards Of 2025

The best 3%+ cash-back credit cards offer a minimum 3% return on purchases within everyday categories such as dining, groceries, gas and more. Using one of these cards could be a good option if your daily spending tilts toward a...
3 months ago

New CFPB Rule Keeps Medical Debt Off Credit Reports: What You Need to Know

Americans will no longer have to decide what’s more important: Their health or their credit score. Finalized on January 7, a new rule from the Consumer Financial Protection Bureau (CFPB) prohibits credit reporting agencies from including medical debt information in...
3 months ago

Best Secured Business Credit Cards Of 2025

Finding the best secured business credit cards can be a challenge, given that few are available —in fact, only two made our list. With limited options, it may be better to work on building credit with a personal secured credit...
3 months ago

Best Credit Cards For Travel Insurance Of 2025

Stuff happens, and when it does, it pays to be prepared by having some credit card travel insurance in your back pocket. It’s not always necessary to purchase an additional travel insurance policy for your upcoming journey. While credit card...

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