Key Takeaways: The Cheapest Car Insurance in Mississippi
The Cheapest Car Insurance Companies in Mississippi for Good Drivers
| Cheapest for... | Company | Average monthly cost in Mississippi | Learn More |
|---|---|---|---|
| 20-year-olds | Safeway | $233 | Via Forbes Advisor's Partner |
| 30-year-olds | $117 | Via Forbes Advisor's Partner | |
| 40-year-olds | Nationwide | $109 | Via Forbes Advisor's Partner |
| 50-year-olds | Nationwide | $102 | Via Forbes Advisor's Partner |
| 60-year-olds | Nationwide | $97 | Via Forbes Advisor's Partner |
| 70-year-olds | Nationwide | $100 | Via Forbes Advisor's Partner |
| 80-year-olds | Nationwide | $113 | Via Forbes Advisor's Partner |
Source: Quadrant Information Services.
*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.
Cheap Car Insurance for 20-Year-Olds in Mississippi
Young drivers in Mississippi can face very high insurance costs, especially if the teen isn’t on a parent’s car insurance policy. In Mississippi, these companies had the cheapest car insurance according to our analysis.
Cheapest Full Coverage Car Insurance for 20-Year-Olds in Mississippi
We found the cheapest rates from the following companies if you’re looking for a full coverage policy.
- Safeway: $233 a month
- Nationwide: $244 a month
- State Farm: $250 a month
- Travelers: $251 a month
- Mississippi Farm Bureau: $266 a month
Cheapest Minimum Coverage for 20-Year-Olds in Mississippi
If you’re looking for only the required auto insurance in Mississippi, check prices from these companies.
- Direct General: $46 a month
- State Farm: $69 a month
- Progressive: $80 a month
- Travelers: $84 a month
- Allstate: $92 a month
Cheapest Auto Insurance for 20-Year-Olds in Mississippi With Poor Credit
Poor credit can cause a steep increase in car insurance rates compared to the same driver with good credit. We found these companies to have the cheapest costs in our analysis.
- Safeway: $233 a month
- Direct General: $326 a month
- Nationwide: $392 a month
- Travelers: $405 a month
- Mississippi Farm Bureau: $457 a month
Cheapest Auto Insurance for 20-Year-Olds in Mississippi With a Speeding Ticket
Brace yourself for a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Mississippi for drivers with a speeding ticket.
- Safeway: $256 a month
- State Farm: $270 a month
- Nationwide: $281 a month
- Travelers: $313 a month
- Mississippi Farm Bureau: $347 a month
Cheapest Car Insurance in Mississippi for 20-Year-Olds With an At-Fault Accident
Below are the cheapest options we found for Mississippi drivers who caused an accident that injured someone else.
- Safeway: $285 a month
- Nationwide: $287 a month
- State Farm: $305 a month
- Travelers: $339 a month
- Mississippi Farm Bureau: $351 a month
Cheapest Auto Insurance for 20-Year-Olds in Mississippi After a DUI
Shopping around for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Mississippi who have a DUI conviction.
- State Farm: $270 a month
- Safeway: $306 a month
- Progressive: $348 a month
- Nationwide: $355 a month
- Travelers: $359 a month
Cheap Car Insurance for 30-Year-Olds in Mississippi
Drivers age 30 in Mississippi can find very high insurance quotes depending on their driving record. Here’s a look at the lowest companies for a variety of common driving records.
Cheapest Full Coverage Car Insurance for 30-Year-Olds in Mississippi
We found the cheapest rates from the following companies if you’re looking for a full coverage policy.
- Nationwide: $117 a month
- Direct General: $132 a month
- State Farm: $145 a month
- Travelers: $160 a month
- Progressive: $173 a month
Cheapest Minimum Coverage for 30-Year-Olds in Mississippi
If you’re looking for only the required auto insurance in Mississippi, check prices from these companies.
- Direct General: $26 a month
- State Farm: $34 a month
- Progressive: $36 a month
- Nationwide: $46 a month
- Geico: $50 a month
Cheapest Auto Insurance for 30-Year-Olds in Mississippi With Poor Credit
Poor credit can cause a large increase in auto insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest costs in our analysis.
- Direct General: $181 a month
- Safeway: $183 a month
- Nationwide: $195 a month
- Geico: $227 a month
- Safe Auto: $260 a month
Cheapest Auto Insurance for 30-Year-Olds in Mississippi With a Speeding Ticket
Expect a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Mississippi for drivers with a speeding ticket.
- State Farm: $155 a month
- Nationwide: $160 a month
- Safeway: $199 a month
- Travelers: $201 a month
- Progressive: $223 a month
Cheapest Car Insurance in Mississippi for 30-Year-Olds With an At-Fault Accident
Below are the cheapest options we found for Mississippi drivers who caused an accident that injured someone else.
- State Farm: $172 a month
- Nationwide: $190 a month
- Travelers: $216 a month
- Safeway: $221 a month
- Mississippi Farm Bureau: $228 a month
Cheapest Auto Insurance for 30-Year-Olds in Mississippi After a DUI
Shopping around for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Mississippi who have a DUI conviction.
- State Farm: $155 a month
- Progressive: $211 a month
- Travelers: $228 a month
- Safeway: $237 a month
- Nationwide: $251 a month
Cheap Car Insurance for 40-Year-Olds in Mississippi
Mississippi drivers age 40 can typically save substantial money by comparing costs from multiple insurers. We looked at which companies offer the best rates in Mississippi, depending on your driving record.
Cheapest Full Coverage Car Insurance for 40-Year-Olds in Mississippi
We found the cheapest rates from the following companies if you’re looking for a full coverage policy.
- Nationwide: $109 a month
- Direct General: $117 a month
- State Farm: $142 a month
- Travelers: $143 a month
- Safeway: $153 a month
Cheapest Minimum Coverage for 40-Year-Olds in Mississippi
If you’re looking for only the minimum auto insurance in Mississippi, check quotes from these companies.
- Direct General: $24 a month
- Progressive: $33 a month
- State Farm: $34 a month
- Nationwide: $43 a month
- Mississippi Farm Bureau: $45 a month
Cheapest Auto Insurance for 40-Year-Olds in Mississippi With Poor Credit
Poor credit can cause a large increase in auto insurance rates compared to the same driver with good credit. We found these companies to have the cheapest costs in our analysis.
- Safeway: $153 a month
- Direct General: $161 a month
- Nationwide: $183 a month
- Geico: $213 a month
- Safe Auto: $223 a month
Cheapest Auto Insurance for 40-Year-Olds in Mississippi With a Speeding Ticket
Be prepared for a rate increase at renewal time if you have gotten a speeding ticket. In our analysis these companies have the cheapest car insurance in Mississippi for drivers with a speeding ticket.
- State Farm: $151 a month
- Nationwide: $151 a month
- Safeway: $166 a month
- Travelers: $191 a month
- Mississippi Farm Bureau: $202 a month
Cheapest Car Insurance in Mississippi for 40-Year-Olds With an At-Fault Accident
Below are the cheapest insurers we found for Mississippi drivers who caused an accident that injured someone else.
- State Farm: $168 a month
- Nationwide: $179 a month
- Safeway: $184 a month
- Travelers: $205 a month
- Mississippi Farm Bureau: $207 a month
Cheapest Auto Insurance for 40-Year-Olds in Mississippi After a DUI
Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Mississippi who have a DUI conviction.
- State Farm: $151 a month
- Safeway: $197 a month
- Progressive: $204 a month
- Travelers: $217 a month
- Nationwide: $240 a month
Cheap Car Insurance for 50-Year-Olds in Mississippi
Mississippi drivers in their 50s are enjoying the lowest rates they’ll get based on age. But a bad driving record can make cheap car insurance harder to find.
Cheapest Full Coverage Car Insurance for 50-Year-Olds in Mississippi
We found the cheapest rates from the following companies if you’re looking for a full coverage policy.
- Nationwide: $102 a month
- Direct General: $106 a month
- Safeway: $131 a month
- State Farm: $138 a month
- Travelers: $141 a month
Cheapest Minimum Coverage for 50-Year-Olds in Mississippi
If you’re looking for only the required auto insurance in Mississippi, check prices from these companies.
- Direct General: $23 a month
- Progressive: $30 a month
- State Farm: $34 a month
- Geico: $38 a month
- Nationwide: $41 a month
Cheapest Auto Insurance for 50-Year-Olds in Mississippi With Poor Credit
Poor credit can cause a steep increase in auto insurance rates compared to the same driver with good credit. We found these companies to have the cheapest rates in our analysis.
- Safeway: $131 a month
- Direct General: $145 a month
- Nationwide: $173 a month
- Geico: $185 a month
- Safe Auto: $208 a month
Cheapest Auto Insurance for 50-Year-Olds in Mississippi With a Speeding Ticket
Be prepared for a rate increase at renewal time if you have gotten a speeding ticket. In our analysis, these companies have the cheapest car insurance in Mississippi for drivers with a speeding ticket.
- Safeway: $143 a month
- Nationwide: $143 a month
- State Farm: $147 a month
- Travelers: $188 a month
- Mississippi Farm Bureau: $193 a month
Cheapest Car Insurance in Mississippi for 50-Year-Olds With an At-Fault Accident
Below are the cheapest companies we found for Mississippi drivers who caused an accident that injured someone else.
- Safeway: $157 a month
- State Farm: $164 a month
- Nationwide: $169 a month
- Mississippi Farm Bureau: $198 a month
- Travelers: $202 a month
Cheapest Auto Insurance for 50-Year-Olds in Mississippi After a DUI
Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Mississippi who have a DUI conviction.
- State Farm: $147 a month
- Safeway: $168 a month
- Progressive: $186 a month
- Travelers: $213 a month
- Direct General: $213 a month
Cheap Car Insurance for 60-Year-Olds in Mississippi
Car insurance rates often begin to increase around age 65, even if you have a stellar driving record. We found the cheapest companies for Mississippi drivers at age 60.
Cheapest Full Coverage Car Insurance for 60-Year-Olds in Mississippi
We found the cheapest rates from the following companies if you’re looking for a full coverage policy.
- Nationwide: $97 a month
- Direct General: $103 a month
- Safeway: $130 a month
- Travelers: $130 a month
- State Farm: $131 a month
Cheapest Minimum Coverage for 60-Year-Olds in Mississippi
If you’re looking for only the required auto insurance in Mississippi, check prices from these companies.
- Direct General: $22 a month
- Progressive: $28 a month
- State Farm: $32 a month
- Mississippi Farm Bureau: $39 a month
- Nationwide: $40 a month
Cheapest Auto Insurance for 60-Year-Olds in Mississippi With Poor Credit
Poor credit can cause a significant increase in auto insurance rates compared to the same driver with good credit. We found these companies to have the cheapest costs in our analysis.
- Safeway: $130 a month
- Direct General: $141 a month
- Nationwide: $165 a month
- Geico: $189 a month
- Safe Auto: $205 a month
Cheapest Auto Insurance for 60-Year-Olds in Mississippi With a Speeding Ticket
Brace yourself for a rate increase at renewal time if you have received a speeding ticket. In our analysis these companies have the cheapest car insurance in Mississippi for drivers with a speeding ticket.
- Nationwide: $137 a month
- State Farm: $141 a month
- Safeway: $141 a month
- Mississippi Farm Bureau: $178 a month
- Travelers: $181 a month
Cheapest Car Insurance in Mississippi for 60-Year-Olds With an At-Fault Accident
Below are the cheapest companies we found for Mississippi drivers who caused an accident that injured someone else.
- State Farm: $155 a month
- Safeway: $156 a month
- Nationwide: $162 a month
- Mississippi Farm Bureau: $182 a month
- Travelers: $195 a month
Cheapest Auto Insurance for 60-Year-Olds in Mississippi After a DUI
Shopping around for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Mississippi who have a DUI conviction.
- State Farm: $140 a month
- Safeway: $166 a month
- Progressive: $178 a month
- Travelers: $206 a month
- Direct General: $206 a month
Cheap Car Insurance for 70-Year-Olds in Mississippi
Mississippi drivers age 70 are looking at higher rates due to age. But relatively cheap car insurance can still be found by comparing quotes from a few companies.
Cheapest Full Coverage Car Insurance for 70-Year-Olds in Mississippi
We found the cheapest rates from the following companies if you’re looking for a full coverage policy.
- Nationwide: $100 a month
- Direct General: $103 a month
- State Farm: $135 a month
- Mississippi Farm Bureau: $140 a month
- Travelers: $141 a month
Cheapest Minimum Coverage for 70-Year-Olds in Mississippi
If you’re looking for only the minimum auto insurance in Mississippi, check quotes from these companies.
- Direct General: $23 a month
- Progressive: $32 a month
- State Farm: $34 a month
- Mississippi Farm Bureau: $37 a month
- Nationwide: $42 a month
Cheapest Auto Insurance for 70-Year-Olds in Mississippi With Poor Credit
Poor credit can cause a large increase in car insurance rates compared to the same driver with good credit. We found these companies to have the cheapest rates in our analysis.
- Safeway: $146 a month
- Direct General: $152 a month
- Nationwide: $169 a month
- Safe Auto: $210 a month
- Mississippi Farm Bureau: $237 a month
Cheapest Auto Insurance for 70-Year-Olds in Mississippi With a Speeding Ticket
Expect a rate increase at renewal time if you have gotten a speeding ticket. In our analysis, these companies have the cheapest car insurance in Mississippi for drivers with a speeding ticket.
- Nationwide: $140 a month
- State Farm: $146 a month
- Safeway: $158 a month
- Mississippi Farm Bureau: $172 a month
- Direct General: $196 a month
Cheapest Car Insurance in Mississippi for 70-Year-Olds With an At-Fault Accident
Below are the cheapest companies we found for Mississippi drivers who caused an accident that injured someone else.
- State Farm: $160 a month
- Nationwide: $166 a month
- Safeway: $175 a month
- Mississippi Farm Bureau: $176 a month
- Direct General: $217 a month
Cheapest Auto Insurance for 70-Year-Olds in Mississippi After a DUI
Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Mississippi who have a DUI conviction.
- State Farm: $145 a month
- Safeway: $188 a month
- Progressive: $200 a month
- Direct General: $206 a month
- Mississippi Farm Bureau: $217 a month
Featured Car Insurance Partners
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Geico
$1,182
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Nationwide
$1,540
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USAA
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Cheapest Car Insurance In Jackson, Mississippi
| Cheapest for... | Company | Average monthly cost in Jackson | Learn More |
|---|---|---|---|
| Good drivers | $106 | Via Forbes Advisor's Partner | |
| Drivers with a speeding ticket | Nationwide | $146 | Via Forbes Advisor's Partner |
| Drivers who caused an accident with injury | State Farm | $167 | Via Forbes Advisor's Partner |
| Drivers with a DUI | State Farm | $151 | Via Forbes Advisor's Partner |
| Driver with poor credit | Direct General | $156 | Via Forbes Advisor's Partner |
Cheapest Car Insurance In Gulfport, Mississippi
| Cheapest for... | Company | Average monthly cost in Gulfport | Learn More |
|---|---|---|---|
| Good drivers | $111 | Via Forbes Advisor's Partner | |
| Drivers with a speeding ticket | State Farm | $151 | Via Forbes Advisor's Partner |
| Drivers who caused an accident with injury | State Farm | $168 | Via Forbes Advisor's Partner |
| Drivers with a DUI | State Farm | $151 | Via Forbes Advisor's Partner |
| Driver with poor credit | Direct General | $169 | Via Forbes Advisor's Partner |
Cheapest Car Insurance In Southaven, Mississippi
| Cheapest for... | Company | Average monthly cost in Southaven | Learn More |
|---|---|---|---|
| Good drivers | Direct General | $102 | Via Forbes Advisor's Partner |
| Drivers with a speeding ticket | Nationwide | $142 | Via Forbes Advisor's Partner |
| Drivers who caused an accident with injury | Nationwide | $169 | Via Forbes Advisor's Partner |
| Drivers with a DUI | State Farm | $156 | Via Forbes Advisor's Partner |
| Driver with poor credit | Direct General | $138 | Via Forbes Advisor's Partner |
How to Find Cheap Car Insurance in Mississippi
Getting low-cost car insurance in Mississippi can be done by using these guidelines. The best car insurance policy for you will have a good cost and coverage types that address the risks you have.
Check Rates from Multiple Car Insurance Companies
If you’re interested in cheap car insurance in Mississippi, an important strategy is to compare costs from multiple companies. Only by comparing a range of rates will you know what a good deal looks like.
Consider Switching Companies When Your Driving Record Changes
Getting a ticket or causing an accident will generally result in an insurance rate increase. A company that offered cheap Mississippi car insurance for you previously may no longer be a smart option. In some cases you need to switch car insurance companies in order to regain good rates again.
Regularly Review Your Car Insurance Policy
If you haven’t reviewed your auto policy in a while, it may be a smart move to assess your coverage. There may be coverage you no longer need, such as roadside assistance coverage.
Rethink Your Deductible
You may be able to find savings if you have collision and comprehensive insurance. By raising your car insurance deductible you can reduce your cost. Simply contact your insurance agent to find out how much you can save at various deductible amounts.
Ask About Car Insurance Discounts
Every dollar saved can help you budget, making it important to explore all available car insurance discounts. While some discounts are subtracted automatically during the quote process, ask about additional potential savings that your insurer may not know you qualify for. For example, you may have a high school or college student in your household who qualifies for a good student discount. Or if you no longer have a long commute and are driving fewer annual miles, you may be eligible for a cheaper car insurance rate.
Harness the Power of Bundling
Maximize your savings by bundling car insurance with other policies from the same insurer. Whether it’s Mississippi auto and home insurance or car insurance paired with condo or renters insurance, bundling can land you a significant cost reduction, often averaging around 14%, based on our analysis.
Optimize Your Insurance Payment Strategy
The way you pay your car insurance bill can lead to additional discounts. These discounts are typically small, but they are simple to get. Your insurance company might provide discounts for:
- Using EFT if you’re paying in monthly installments.
- Paying for the entire policy term in one lump sum.
- Going paperless for both billing and policy documents.
Methodology
Except where otherwise noted, average rates are based on a female driver insuring a new RAV4 with coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state. Average rates for cities are based on a 40-year-old female good driver with the above coverage. Source: Quadrant Information Services.
Cheap Car Insurance Companies 2025
With so many choices for car insurance companies, it can be hard to know where to start to find the right car insurance. We've evaluated insurers to find the cheapest car insurance companies, so you don't have to.
Find The Cheapest Car Insurance In Mississippi
Via Forbes Advisor's Partner
