Annual Percentage Yield (APY) is subject to change at any time without notice. Offer applies to personal accounts only. Fees may reduce earnings. For High Yield Savings accounts, the rate may change after the account is opened. Visit synchrony.com/banking for current rates, terms and account requirements. Member FDIC.
Annual Percentage Yield (APY) is subject to change at any time without notice. Offer applies to personal accounts only. Fees may reduce earnings. For High Yield Savings accounts, the rate may change after the account is opened. Visit synchrony.com/banking for current rates, terms and account requirements. Member FDIC.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Synchrony Bank's Website
Member FDIC
- Save with Synchrony Bank. Open a High Yield savings account without a minimum deposit. Member FDIC. Learn more about banking online with Synchrony Bank today.
- Savings products with competitive rates, no required minimum balances, and no monthly fees.
- Save easy with Synchrony Bank. Our app makes it a snap to bank anywhere; manage accounts from your smartphone or tablet.
Bank / Institution
Synchrony Bank
Annual Percentage Yield (APY) is subject to change at any time without notice. Offer applies to personal accounts only. Fees may reduce earnings. For High Yield Savings accounts, the rate may change after the account is opened. Visit synchrony.com/banking for current rates, terms and account requirements. Member FDIC.
4.00%
Min. balance for APY
$0
$0.00
N/A
Annual Percentage Yield. See website for details.
Annual Percentage Yield. See website for details.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On U.S. Bank's Website
Member FDIC
Get a checking account that helps you manage your cash flow easily and securely
• Access to U.S. Bank Smart Rewards® to reap additional benefits
• No ATM transaction fees at U.S. Bank ATMs and no surcharge fees at MoneyPass® Network ATMs
• Manage cash easily with automated budgeting and ways to save in a #1 rated mobile app
U.S. Bank Smartly® Checking may not be available if you live outside of the U.S. Bank footprint. Member FDIC.
*Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through May 6, 2025. Member FDIC. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
Bank / Institution
U.S. Bank
Annual Percentage Yield. See website for details.
up to .005%
Min. balance for APY
$25.00
Monthly maintenance fee waived if you meet one or more of the following criteria: Have an average account balance of $1,500 or greater, have an open qualifying U.S. Bank consumer credit card, or have combined monthly direct deposits totaling $1,000+. You may also qualify if you're a member of any of U.S. Bank's special customer groups including youth age 13-24, seniors 65+, military personnel and more.
$6.95 or $0
*Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through May 6, 2025. Member FDIC. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
*Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through May 6, 2025. Member FDIC. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
Earn up to $400*
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Discover's Website
Member FDIC
- No monthly fees
- No Insufficient Funds Fee
- No minimum deposit requirement
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code GC325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.
Bank / Institution
Discover
Annual Percentage Yield
3.70%
Min. balance for APY
$0.00
$0.00
Earn a $150 bonus: Deposit at least $15,000 within 45 days of account open date with code GC325. OR Earn a $200 bonus: Deposit at least $25,000 within 45 days with code GC325. See website for details.
Earn a $150 bonus: Deposit at least $15,000 within 45 days of account open date with code GC325. OR Earn a $200 bonus: Deposit at least $25,000 within 45 days with code GC325. See website for details.
$150 or $200 bonus*
Rates as of 4/3/24
Rates as of 4/3/24
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On CIT Bank's Website
Member FDIC
No account opening or maintenance fees
Daily compounding interest to maximize your earning potential
A penalty may be inposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Capital One's Website
Member FDIC
- Open a 360 Checking account on or after August 22, 2024, using promotional code CHECKING250
- Set up and receive at least 2 Qualifying Direct Deposits each of $500 or more to your 360 Checking account within 75 days of account opening.
- Capital One will deposit the bonus into your account after the first two requirements listed above are completed.
- See full offer details and when the bonus will be posted at https://www.capitalone.com/bank/checking250/affiliate.
Earn a $250 bonus with 360 Checking. No fees, no minimums. Terms and eligibility requirements apply*
Bank / Institution
Capital One, N.A.
Annual Percentage Yield
0.10%
Min. balance for APY
$0.00
$0.00
Earn a $250 bonus with 360 Checking. No fees, no minimums. Terms and eligibility requirements apply*
Earn a $250 bonus with 360 Checking. No fees, no minimums. Terms and eligibility requirements apply*
$250
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On U.S. Bank's Website
Member FDIC
Grow your money with a Certificate of Deposit account at U.S. Bank. Now, get a higher rate of return by locking in an exclusive rate on balances up to $250,000:
- 4.00% Annual Percentage Yield (APY) for 5 months
Member FDIC
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On American Express' Website
Member FDIC
- 1.30% Annual Percentage Yield (APY) on balances up to $500,000¹
- Earn 30,000 Membership Rewards® points after qualifying activities²
- 70,000 Allpoint and MoneyPass ATMs³
Disclosure:
¹Effective October 12, 2022
²(1)Deposit a total of $5,000 or more in eligible deposits within 30 days of opening your first account. Eligible deposits are any deposits except deposits using our Redeem for Deposits feature, deposits from interest payments, and deposits from any other American Express Business Checking accounts. (2)Maintain an average account balance of $5,000 for the next 60 days. (3)Make 5 or more qualifying transactions within 60 days of opening your account. Qualifying transactions are mobile deposits, check deposits by mail, and electronic/online transactions including ACH, Wire, and Bill Payments. Business Debit Card transactions and deposits using our Redeem for Deposits feature are not qualifying transactions.
³At Allpoint® and MoneyPass® locations in the U.S., you can withdraw cash and get balance information with no fee. Access to ATMs outside of the Allpoint® and MoneyPass® networks are subject to fees by the ATM owner and/or network. ATM withdrawal limits apply. American Express applies foreign exchange fees to withdrawals in foreign currencies. American Express does not accept ATM cash deposits into your Business Checking account at this time. Visit americanexpress.com/atm-locator to find participating ATMs in the U.S.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Chase's Website
Member FDIC
- Students with no Social Security Number or who are 17 years old must open their account at a Chase branch.
- Required documents must be presented to open your account.
- Account subject to approval.
- $0 Monthly Service Fee up to the graduation date provided at account opening (five years maximum) for students 17-24 years old.
- Zero liability protection for unauthorized debit card purchases when reported promptly.
Enjoy $100 as a new Chase checking customer, when you open a Chase College Checking account with qualifying transactions. See terms. Offer expires 7/16/2025.
Bank / Institution
Chase
N/A
Min. balance for APY
$0
$6 or $0
Enjoy $100 as a new Chase checking customer, when you open a Chase College Checking account with qualifying transactions. See terms.
Enjoy $100 as a new Chase checking customer, when you open a Chase College Checking account with qualifying transactions. See terms.
$100
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Capital One's Website
Member FDIC
- Open a 360 Checking account on or after August 22, 2024, using promotional code CHECKING250
- Set up and receive at least 2 Qualifying Direct Deposits each of $500 or more to your 360 Checking account within 75 days of account opening.
- Capital One will deposit the bonus into your account after the first two requirements listed above are completed.
- See full offer details and when the bonus will be posted at https://www.capitalone.com/bank/checking250/affiliate.
Earn a $250 bonus with 360 Checking. No fees, no minimums. Terms and eligibility requirements apply*
Bank / Institution
Capital One, N.A.
Annual Percentage Yield
0.10%
Min. balance for APY
$0.00
$0.00
Earn a $250 bonus with 360 Checking. No fees, no minimums. Terms and eligibility requirements apply*
Earn a $250 bonus with 360 Checking. No fees, no minimums. Terms and eligibility requirements apply*
$250
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Bask Bank's Website
Member FDIC
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On FVCbank’s Website
Member FDIC
- A minimum deposit of $500.00 is required to open the account and earn the stated APY.
- Reliable access to funds.
- Fast and straightforward transfer options.
Disclosure:
RATE INFORMATION: The interest rate on your account is 4.450% with an annual percentage yield of 4.55%. Your interest rate and annual percentage yield may change.
DETERMINATION OF RATE. At our discretion, we may change the interest rate on your account.
FREQUENCY OF RATE CHANGES. We may change the interest rate on your account at any time.
LIMITATIONS ON RATE CHANGES. There are no maximum or minimum interest rate limits for this account.
COMPOUNDING AND CREDITING. Interest will be compounded monthly and will be credited to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest for that month.
MINIMUM BALANCE REQUIREMENTS. You must deposit $500.00 to open this account. You must maintain a minimum average daily balance of $0.01 to obtain the disclosed annual percentage yield.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Raisin's Website
Member FDIC
FDIC insured. No fees. $1 minimum opening deposit.
24/7 online access.
New customers can earn $100 with a deposit of at least $5,000 when using code NEWYEAR. See site for important details.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On CIT Bank's Website
Member FDIC
Access your money easily with Zelle® & Bill Pay.
Your CIT Bank account is FDIC insured, which means it's secure.
No monthly service fees.
Annual Percentage Yield (APY) is subject to change at any time without notice. Offer applies to personal non-IRA accounts only. Fees may reduce earnings. For CD accounts, a penalty may be imposed for early withdrawals. After maturity, if your CD rolls over, you will earn the offered rate of interest in effect at that time. Visit synchrony.com/banking for current rates, terms and account requirements. Member FDIC.
Annual Percentage Yield (APY) is subject to change at any time without notice. Offer applies to personal non-IRA accounts only. Fees may reduce earnings. For CD accounts, a penalty may be imposed for early withdrawals. After maturity, if your CD rolls over, you will earn the offered rate of interest in effect at that time. Visit synchrony.com/banking for current rates, terms and account requirements. Member FDIC.
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Synchrony Bank's Website
Member FDIC
- Open a CD Account with Great Rates and No Minimum Deposit.
- No minimum balance.
- No monthly fees.
Bank / Institution
Synchrony Bank
Annual Percentage Yield (APY) is subject to change at any time without notice. Offer applies to personal non-IRA accounts only. Fees may reduce earnings. For CD accounts, a penalty may be imposed for early withdrawals. After maturity, if your CD rolls over, you will earn the offered rate of interest in effect at that time. Visit synchrony.com/banking for current rates, terms and account requirements. Member FDIC.
4.35%
Min. balance for APY
$0.00
$0.00
N/A
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Axos Bank's Website
Member FDIC
Axos Bank offers a range of competitive banking products for individuals and businesses alike. Its digital-first approach makes it a great choice for those who prefer to manage their finances online. With fee fees, industry-leading interest rates and an expansive ATM network, Axos Bank is a great choice if you're looking for a trusted online bank with modern features.
Annual Percentage Yield (APY) is fixed and assumes reinvestment of principal and interest until maturity; penalty may be incurred if funds are withdrawn prior to maturity.
Annual Percentage Yield (APY) is fixed and assumes reinvestment of principal and interest until maturity; penalty may be incurred if funds are withdrawn prior to maturity.
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Bask Bank's Website
Member FDIC
-New CD account must be funded with a single, lump-sum deposit of at least $1,000 within the first 10 business days after account opening. If your CD is not funded with at least $1,000 within 10 business days, your account will be closed automatically. Once you make your initial deposit, you will not be able to make any additional deposits until the renewal grace period at the completion of the CD term.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Alliant's Website
Insured by NCUA
Alliant brands its certificates of deposit (CDs) as Alliant Certificates of Deposit. Alliant offers Certificates with maturity dates ranging from 3 to 60 months. The highest APYs at Alliant are competitive with the top CD rates. You must be an Alliant Credit Union member to open a CD.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On BMO's Website
Member FDIC
- No monthly maintenance fee
- Access to over 40,000 fee-free ATMs across the U.S.
- Personalized support through online chat, phone and in branch
Earn a $350 Cash Bonus* when you have $4,000 in direct deposits within 90 days of opening between 2/4/25 - 5/2/25. *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Axos Bank's Website
Member FDIC
No monthly maintenance fees
Unlimited transactions
Unlimited domestic ATM fee reimbursements
Free domestic incoming wires
Open a business checking account by October 31st and get up to $400 when you use promo code NEW400 on your application and maintain and minimum average daily balance of $50,000. Terms apply.
Annual Percentage Yield, as of 2/6/2025
Annual Percentage Yield, as of 2/6/2025
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Capital One's Website
Member FDIC
- Got about 5 minutes? That’s all the time it takes to open an account.
- There are no monthly fees to get between you and your money. Zero never sounded so good.
- With 24/7 access to your account, you can bank on your own schedule.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Bask Bank's Website
Member FDIC
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Alliant's Website
Insured by NCUA
Alliant brands its certificates of deposit (CDs) as Alliant Certificates of Deposit. Alliant offers Certificates with maturity dates ranging from 3 to 60 months. The highest APYs at Alliant are competitive with the top CD rates. You must be an Alliant Credit Union member to open a CD.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Raisin's Website
Member FDIC
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Gives back to schools and organizations in their local communities.
-New customers can earn $100 with a deposit of at least $5,000 when using code NEWYEAR. See site for important details.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Alliant's Website
Insured by NCUA
Alliant brands its certificates of deposit (CDs) as Alliant Certificates of Deposit. Alliant offers Certificates with maturity dates ranging from 3 to 60 months. The highest APYs at Alliant are competitive with the top CD rates. You must be an Alliant Credit Union member to open a CD.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On CIT Bank's Website
Member FDIC
No penalty to access funds if needed before maturity. Note no withdrawals are permitted during the first 6 days following the receipt of funds.
Daily compounding interest.
No monthly service fees.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Mercury's Website
- No monthly or overdraft fees, or minimum balances.
- Checking and savings accounts with up to $5M in FDIC insurance via Mercury Vault.
- Free domestic and international wires (USD)
- Make scheduled & recurring payments via ACH, wire, or check
- Scale your team with the IO Mastercard - earn up to 1.5% cashback with start-up friendly credit limits. See terms
- Virtual and physical debit cards
- Earn yield on idle cash right alongside your operating accounts via Mercury Treasury (With $500K cumulative account balance)
Rates as of 12/04/2024
Rates as of 12/04/2024
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Raisin's Website
Insured by NCUA
Federally insured by NCUA. No fees. $1 minimum to open
24/7 online access to funds.
New customers can earn $100 with a deposit of at least $5,000 when using code NEWYEAR. See site for important details.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On BlueVine's Website
Member FDIC
Open an account with no monthly or overdraft fees, no minimum balance, and unlimited transactions
Earn 1.50% APY on balances up to and including $250,000 if you meet a monthly activity goal -- you must spend $500 per month with your Bluevine Business Debit Mastercard or receive $2,500 per month in customer payments into your Bluevine Business Checking account via ACH, wire transfer, mobile check deposit or directly from your merchant payment processing provider.
FDIC-insured up to $3 million per depositor through Coastal Community Bank, Member FDIC, and other program banks.
Earn a $300 bonus after opening a new Bluevine Business Checking account between now and March 31, 2025, using referral code FORBES300 and meeting eligibility requirements. Terms apply.
Bank / Institution
Bluevine
Annual Percentage Yield
up to 3.70%
Min. balance for APY
$0
$0.00
Earn a $300 bonus after opening a new Bluevine Business Checking account between now and March 31, 2025, using referral code FORBES300 and meeting eligibility requirements. Terms apply.
Earn a $300 bonus after opening a new Bluevine Business Checking account between now and March 31, 2025, using referral code FORBES300 and meeting eligibility requirements. Terms apply.
$300
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Alliant's Website
Insured by NCUA
Alliant brands its certificates of deposit (CDs) as Alliant Certificates of Deposit. Alliant offers Certificates with maturity dates ranging from 3 to 60 months. The highest APYs at Alliant are competitive with the top CD rates. You must be an Alliant Credit Union member to open a CD.
*The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of October 1, 2024. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $100,000. Any portions of a balance over $100,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.
*The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of October 1, 2024. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $100,000. Any portions of a balance over $100,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Lili's Website
- Lili offers banking, accounting, and taxes - all working seamlessly together so mall business owners can scale their businesses with confidence
- Earn a competitive 3.65% APY* on savings up to $100,000
- Automated tax savings to help you stay on top of your finances.
- Free ACH transfers, mailed checks, and domestic wires
- No Non-Sufficient Funds (NSF) fees
- Effortlessly manage your finances with built-in bookkeeping tools
- Instant expense tracking and financial insights through a user-friendly platform
- Lili is a financial company, not a bank. Banking services are provided by Sunrise Banks, Member FDIC.
Special discount: Get 30 days free plus 40% off the Lili Smart plan fee for 3 months
Bank / Institution
Sunrise Banks N.A., Member FDIC
*The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of October 1, 2024. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $100,000. Any portions of a balance over $100,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.
up to 3.65%
Min. balance for APY
$0.00
Plan fees (per month): Lily Basic, Free; Lily Pro, $15; Lily Smart, $35; Lil Premium, $55.
$0, or $15, or $35, or $55
30 days free
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Live Oak Bank's Website
Member FDIC
A CD is a great savings tool for your long-term financial goals. When interest rates fluctuate, you can be confident that you have a guaranteed rate of return on the money you’ve placed in your Live Oak CD account.
- 4.30% APY (accurate as of 2/3/25)
- $2,500 minimum to open
- Monthly interest disbursement fee: $0
- Interest can be automatically disbursed monthly
- FDIC insured up to $250,000 per depositor for each account ownership category
- No online banking or monthly maintenance fees
- Available to people nationwide
- Manage renewal preferences online
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Live Oak Bank's Website
Member FDIC
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On BMO's Website
Member FDIC
- No overdraft fees for added peace of mind
- Access to over 40,000 fee-free ATMs across the U.S.
- Personalized support through online chat, phone and in branch
Earn a $350 Cash Bonus* when you have $4,000 in direct deposits within 90 days of opening between 2/4/25 - 5/2/25. *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Chase's Website
Member FDIC
Enjoy $100 as a new Chase checking customer, when you open a Chase Secure Banking℠ account with qualifying transactions. See terms. Offer expires 7/16/2025.
Bank / Institution
Chase
N/A
Min. balance for APY
$0
4.95 or $0
Enjoy $100 as a new Chase checking customer, when you open a Chase Secure Banking℠ account with qualifying transactions. See terms.
Enjoy $100 as a new Chase checking customer, when you open a Chase Secure Banking℠ account with qualifying transactions. See terms.
$100
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Barclays' Website
Member FDIC
The annual percentage yield (APY) is accurate as of March 20, 2025 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY.
The annual percentage yield (APY) is accurate as of March 20, 2025 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Western Alliance Bank's Website
Member FDIC
- High-yield savings account with a competitive rate.
- No account fees.
- U.S.-based customer service support available from 5 a.m. to 5 p.m. PST Monday - Friday.
- No interest rate tiers. $0.01 balance required to earn interest.
- Option to open either an individual or joint account.
- FDIC Insurance up to $250,000 for individual accounts and $500,000 for joint accounts.
Bank / Institution
Western Alliance Bank
The annual percentage yield (APY) is accurate as of March 20, 2025 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY.
4.25%
Min. balance for APY
$0.01
$0.00
N/A
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Alliant's Website
Insured by NCUA
Alliant brands its certificates of deposit (CDs) as Alliant Certificates of Deposit. Alliant offers Certificates with maturity dates ranging from 3 to 60 months. The highest APYs at Alliant are competitive with the top CD rates. You must be an Alliant Credit Union member to open a CD.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Quontic Bank's Website
Member FDIC
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Grasshopper Bank's Website
Member FDIC
- Easy Digital Account Opening. Apply online in as little as 5 minutes from any device - no lines, no hassle.
- Earn up to 1.80% APY with Innovator Checking.
- Unlimited Transfers. Move money easily with unlimited free ACH and incoming domestic wires. Plus, no monthly fee and unlimited transactions.
- 24/7 Online & Mobile Banking. Access powerful digital banking tools at your fingertips and exclusive perks from industry leaders in our marketplace.
- $100 minimum deposit to open, but no minimum balance requirements once the account is open.
1% cash-back on all Qualified Purchases made by eligible Innovator Business Checking account holders.
Bank / Institution
Grasshopper Bank, N.A.
Annual Percentage Yield
up to 3.55%
Min. balance for APY
$0.00
$0.00
1% cash-back on all Qualified Purchases made by eligible Innovator Business Checking account holders. Terms and conditions apply.
1% cash-back on all Qualified Purchases made by eligible Innovator Business Checking account holders. Terms and conditions apply.
1%
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Quontic Bank's Website
Member FDIC
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Alliant's Website
Insured by NCUA
Alliant brands its certificates of deposit (CDs) as Alliant Certificates of Deposit. Alliant offers Certificates with maturity dates ranging from 3 to 60 months. The highest APYs at Alliant are competitive with the top CD rates. You must be an Alliant Credit Union member to open a CD.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Discover's Website
Member FDIC
- No monthly fees
- No Insufficient Funds Fee
- No minimum deposit requirement
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code GC325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.
Bank / Institution
Discover
Annual Percentage Yield
3.70%
Min. balance for APY
$0.00
$0.00
Earn a $150 bonus: Deposit at least $15,000 within 45 days of account open date with code GC325. OR Earn a $200 bonus: Deposit at least $25,000 within 45 days with code GC325. See website for details.
Earn a $150 bonus: Deposit at least $15,000 within 45 days of account open date with code GC325. OR Earn a $200 bonus: Deposit at least $25,000 within 45 days with code GC325. See website for details.
$150 or $200 bonus*
Accurate as of December 20, 2024
Accurate as of December 20, 2024
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On CIT Bank's Website
Member FDIC
No account opening or monthly service fees for savings accounts.
Mobile banking with CIT Bank mobile app allows you to deposit checks and make transfers easily from your mobile device.
$100 minimum deposit to open your account.
You can access your CD account via CIT Bank’s website or mobile app.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Discover's Website
Member FDIC
Get started with no minimum opening deposit required
No account fees, but note outgoing wire transfers are subject to a service charge and a penalty may be charged for early withdrawal from a CD
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On LendingClub's Website
Member FDIC
- $2,500 minimum opening deposit.
- Flexible interest payouts.
- Fixed rate.
*Disclosure:
Accounts subject to approval. $2500 opening deposit required. Maximum deposit amount of $500,000. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our Help Center for additional information.
Annual Percentage Yield (APY) accurate as of 03/03/2025. Minimum amount to open is $2,500.00. Maximum opening deposit amount of $500,000.00. Fees could reduce earnings on account. A penalty may be imposed for early withdrawal. At the end of the initial term, CDs will automatically review at the then-offered rate.
FDIC-insured up to $250,000 per depositor for each ownership category.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Chase's Website
Member FDIC
No minimum deposit to open the account.
Avoid the $12 monthly maintenance fee with qualifying activities: Receive a minimum of $500 in monthly electronic deposits, Maintain a daily balance of $1,500 or more, Maintain a minimum balance of $5,000 across linked Chase accounts
Earn a $300 bonus as a new Chase checking customer, when you open a Chase Total Checking® Account and make direct deposits totaling $500 or more within 90 days of coupon enrollment. See Terms. Account subject to approval. Offer expires 7/16/2025.
Bank / Institution
Chase
N/A
Min. balance for APY
$0.00
$12 or $0
Earn a $300 bonus when you open a Chase Total Checking account and set up direct deposit within 90 days.
Earn a $300 bonus when you open a Chase Total Checking account and set up direct deposit within 90 days.
$300
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On CIT Bank's Website
Member FDIC
Open an eChecking account with as little as $100
0.25% APY with $25,000 minimum balance
0.10% APY on balances under $25,000
No fees to open your CIT Bank eChecking account. No monthly fees. No overdraft fees. No feels for online transfer or incoming wire transfers
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Rho’s Website
- Unlock powerful expense, bill payment & accounting automations in one powerful tool
- $0 ACH wire transfer, or overdraft fees with zero platform, ACH and no monthly subscriptions
- Enjoy premium support, custom expense approvals, and advanced role permissions
Disclosure:
*Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Raisin's Website
Member FDIC
- A division of Banterra Bank, Member FDIC.
- No fees from Raisin. $1 minimum opening deposit.
- 24/7 online access to funds.
-New customers can earn $100 with a deposit of at least $5,000 when using code NEWYEAR. See site for important details.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Discover's Website
Member FDIC
Earn 1% cash back on up to $3,000 in debit card purchases each month
Access to over 60,000 No-Fee ATMs in the U.S.
Fee-free overdraft protection transfer service
Early Pay - get paid up to 2 days early with Direct Deposit
See website for more details
1% cashback on up to $3,000 per month
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On KeyBank's Website
Member FDIC
- No monthly fee or minimum balance requirement
- Early Pay: Get paid up to two days early with eligible direct deposits to a KeyBank account.
- EasyUp® , Automatic Savings: Use EasyUp to build up savings or pay down debt without even thinking about it.
- Key Coverage Zone℠: If your account’s overdrawn by $20 or less at the end of the day, you won’t see an overdraft fee from KeyBank.
- Easy Direct Deposit Set Up: Sign on to online or mobile banking to have your paychecks or other recurring payments automatically deposited to your Key account quickly and securely.
Bonus Required Activities: Open a Key Smart Checking® account online by May 16, 2025; Make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening; Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Alliant's Website
Insured by NCUA
Alliant brands its certificates of deposit (CDs) as Alliant Certificates of Deposit. Alliant offers Certificates with maturity dates ranging from 3 to 60 months. The highest APYs at Alliant are competitive with the top CD rates. You must be an Alliant Credit Union member to open a CD.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On U.S. Bank's Website
Member FDIC
Promo code Q2AFL25 MUST be used when opening a U.S. Bank Business Essentials, Silver, or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Bonus Options
- Earn your $500 Business Checking bonus by opening a new U.S. Bank Business Essentials or Silver Business Checking account between 4/3/2025 and 6/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
- Earn your $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 4/3/2025 and 6/30/2025. You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
**Monthly Maintenance Fee Waiver Options: Gold Business Checking: U.S. Bank Payment Solutions Merchant Banking OR $10,000 average collected balance OR $20,000 combined average collected business deposit balances OR $50,000 combined average collected business deposits and outstanding credit balances. Platinum Business Checking: $25,000 average collected balance OR $75,000 combined average collected business deposits and outstanding business credit balances.
*Earn a $500 bonus when you open a U.S. Bank Business Essentials Account or $900 when you open a Platinum Business Checking Account online with promo code Q2AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 30, 2025. Member FDIC.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On CIT Bank's Website
Member FDIC
Maintain a balance of $25,000 or more to earn the highest interest rate.
Single deposit per month to earn the highest interest rate, plus an initial $100 minimum deposit to open the account.
No account opening or monthly service fees.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Alliant's Website
Insured by NCUA
Alliant brands its certificates of deposit (CDs) as Alliant Certificates of Deposit. Alliant offers Certificates with maturity dates ranging from 3 to 60 months. The highest APYs at Alliant are competitive with the top CD rates. You must be an Alliant Credit Union member to open a CD.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Raisin's Website
Member FDIC
- A division of Republic Bank, Member FDIC.
- No fees from Raisin. $1 minimum deposit.
- 24/7 online access to funds.
- Combines the benefits of big banks with the commitment to enhance local communities.
-New customers can earn $100 with a deposit of at least $5,000 when using code NEWYEAR. See site for important details.
Earn up to 4.66% APY (Annual Percentage Yield) on savings, and 0.51% APY on checking when you meet requirements. *The Annual Percentage Yield (APY) is accurate as of 4/1/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
Earn up to 4.66% APY (Annual Percentage Yield) on savings, and 0.51% APY on checking when you meet requirements. *The Annual Percentage Yield (APY) is accurate as of 4/1/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Axos Bank's Website
Member FDIC
- Earn up to 4.66% APY on savings, and 0.51% APY on checking when you meet requirements.*
- It's easy to earn the boosted rates for ONE Savings (4.66% APY) and ONE Checking (0.51% APY). Just receive qualifying monthly direct deposits of at least $1,500 in total and maintain an average daily balance greater than $1,500 in your Axos ONE® Checking account.
Or receive qualifying monthly direct deposits of at least $5,000 in total and maintain an average daily balance greater than $5,000 in your Axos ONE® Checking accoun
- Get your money up to 2 days early. You’ve earned it, so start earning on it.
- No monthly maintenance, minimum balance, account opening, or overdraft fees.
- We’ve got you covered. Access expanded FDIC Insurance for up to $265 million.
- Access a network of over 95,000 fee-free ATMs.
- Manage all your bank accounts from one place in the Axos app.
- Link external accounts in the app to move your money seamlessly.
Bank / Institution
Axos Bank
Earn up to 4.66% APY (Annual Percentage Yield) on savings, and 0.51% APY on checking when you meet requirements. *The Annual Percentage Yield (APY) is accurate as of 4/1/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
up to 4.66%*
Min. balance for APY
$1,500.00
$0.00
N/A
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Chase's Website
Member FDIC
Avoid the Monthly Service Fee by maintaining a sufficient daily balance minimum, making sufficient minimum purchases each month on your Chase Ink® Business credit card, or receiving sufficient deposits from QuickAccept® or other eligible payment solutions. Other options may be available, see terms for details.
Process all major debit and credit cards with QuickAccept® - it's a built-in feature with your Business Complete Checking account.
Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
Bank / Institution
Chase
Annual Percentage Yield
N/A
Min. balance for APY
$0
$15.00
Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
$500
Earn up to 4.66% APY (Annual Percentage Yield) on savings, and 0.51% APY on checking when you meet requirements. *The Annual Percentage Yield (APY) is accurate as of 4/1/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
Earn up to 4.66% APY (Annual Percentage Yield) on savings, and 0.51% APY on checking when you meet requirements. *The Annual Percentage Yield (APY) is accurate as of 4/1/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Axos Bank's Website
Member FDIC
- Earn up to 4.66% APY on savings, and 0.51% APY on checking when you meet requirements.*
- It's easy to earn the boosted rates for ONE Savings (4.66% APY) and ONE Checking (0.51% APY). Just receive qualifying monthly direct deposits of at least $1,500 in total and maintain an average daily balance greater than $1,500 in your Axos ONE® Checking account.
Or receive qualifying monthly direct deposits of at least $5,000 in total and maintain an average daily balance greater than $5,000 in your Axos ONE® Checking accoun
- Get your money up to 2 days early. You’ve earned it, so start earning on it.
- No monthly maintenance, minimum balance, account opening, or overdraft fees.
- We’ve got you covered. Access expanded FDIC Insurance for up to $265 million.
- Access a network of over 95,000 fee-free ATMs.
- Manage all your bank accounts from one place in the Axos app.
- Link external accounts in the app to move your money seamlessly.
Bank / Institution
Axos Bank
Earn up to 4.66% APY (Annual Percentage Yield) on savings, and 0.51% APY on checking when you meet requirements. *The Annual Percentage Yield (APY) is accurate as of 4/1/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
up to 4.66%*
Min. balance for APY
$1,500.00
$0.00
N/A
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On CIT Bank's Website
Member FDIC
*4.10% APY on balances of $5,000 or more.
*0.25% APY with a balance of less than $5,000.
Your CIT Bank account is FDIC insured, which mean it's secure.
No account opening or monthly service fees, so you can keep what you earn.
Open a Platinum Savings account using code PS2025 and transfer a one-time deposit of $25,000 -$49,999.99 for a bonus of $225 or transfer a one-time deposit of $50,000+ for a bonus of $300. Terms and conditions apply. *See site for details
Bank / Institution
CIT Bank
Annual Percentage Yield
4.10% APY*
Min. balance for APY
$5,000
$0.00
Open a Platinum Savings account using code PS2025 and get up to $300. Terms and conditions apply. *See site for details
Open a Platinum Savings account using code PS2025 and get up to $300. Terms and conditions apply. *See site for details
Up to $300
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Raisin's Website
Member FDIC
- FDIC Insured. No fees. $1 minimum opening deposit.
- 24/7 online access to funds.
- A division of Banterra Bank.
-New customers can earn $100 with a deposit of at least $5,000 when using code NEWYEAR. See site for important details.
Interest rate and APY (Annual Percentage Yield) are subject to change at any time without notice before and after a High Yield Savings Account is opened.
Interest rate and APY (Annual Percentage Yield) are subject to change at any time without notice before and after a High Yield Savings Account is opened.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On American Express National Bank's Website
Member FDIC
- Earn more interest than your average Savings with High Yield Savings Account.
- No minimum deposit requirements, and no monthly fees.
- Access to customer service 24/7.
- Savings balances are FDIC-insured up to $250,000 per depositor, per account ownership type.
- Strengthened by the service * reliability of American Express.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on a deposit for a period equal to the full term of the CD shown. Minimum deposit rules may apply for each CD displayed.
On Quontic Bank's Website
Member FDIC
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Quontic Bank's Website
Member FDIC
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On UFB Direct's Website
Member FDIC
- No monthly maintenance fees
- No minimum deposit required to open an account
- Access your funds 24/7 with easy-to-use digital banking tools
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Found's Website
*1.5% Annual Percentage Yield (APY) up to $20,000 when users subscribe to Found Plus. Compounds monthly based on the Monthly Average Balance of up to $20,000.
Found is a financial technology company, not a bank. Business banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
*Found's core features are free. Found also offers an optional paid product, Found Plus for $19.99/month or $149.99/year.
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Novo's Website
- No hidden fees, monthly fees, or required minimum balance
- No Non-Sufficient Funds (NSF) fees
- Keep work and personal finances separate
- Free ACH, mailed checks, and incoming wires with express availability
- Send unlimited one-time or recurring professional invoices, free of charge
- Receive Stripe payouts up to 95% faster, free of charge
- Trust with bank-grade encryption and FDIC-insured deposits up to $250,000
*Novo Platform Inc. {"Novo"} is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Live Oak Bank's Website
Member FDIC
There's no minimum deposit requirement to open a Live Oak Bank Business Savings Account. Customers must have a balance of at least 1 cent to earn interest. The bank does not accept cash deposits.
Annual Percentage Yield, as of 2/6/2025
Annual Percentage Yield, as of 2/6/2025
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Capital One's Website
Member FDIC
- Got about 5 minutes? That’s all the time it takes to open an account.
- There are no monthly fees to get between you and your money. Zero never sounded so good.
- With 24/7 access to your account, you can bank on your own schedule.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On Openbank's Website
Member FDIC
- Earn 10x the national savings average for Savings deposit products as published on FDIC.gov
- FDIC insured: Enjoy the peace of mind that comes with being FDIC insured up to $250,000.
- No fees: Keep more of your money with no fees.
- Industry leading account security: Trusted device verification with face or fingerprint for fast, secure access
- Eligibility: you must be 18 years old. You must have an active U.S. mobile phone number. You must be a U.S. Citizen or U.S. Resident Alien with a valid residential address.
Disclosures:
- Openbank High Yield Savings is currently unavailable to individuals who reside in CT, DE, MA, NH, NJ, NY, PA, or RI, and to Santander Bank customers with: (1) a deposit account(s) opened in these states or FL, or (2) a lending account.
Annual Percentage Yield
Annual Percentage Yield
Interest earned calculation based on deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
On LendingClub's Website
Member FDIC
- No Fees.
- Free unlimited external transfers.
- No minimum balance requirement.
*Disclosure:
Accounts subject to approval. No minimum opening deposit required. Please see Product Terms & Conditions for additional product details. Visit our Help Center for additional information. LevelUp Rate of 4.40% Annual Percentage Yield (“APY”) is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period. Otherwise, accounts will earn the Standard Rate of 3.40% APY. Interest payments, account bonuses, account credits and reversals or refunds from the bank are not considered deposits for rate evaluation purposes. All LevelUp Savings accounts earn the LevelUp Rate at account opening and continue to earn the LevelUp Rate until the First Evaluation Period, to provide an opportunity to set up deposits. An Evaluation Period is a statement cycle. The First Evaluation Period will be the third statement cycle after you open your account, with any rate change becoming effective the next statement cycle. For example, if you open in August, the first Evaluation Period would be October with any rate change effective in November. Any rate changes will take place at the end of the first business day of the month and will be based on deposits in the previous statement cycle. APY accurate as of 03/27/2025. Rates are variable and subject to change at any time without notice, at the sole discretion of the bank. Fees may reduce earnings. $0 minimum opening deposit. Additional information can be found in the Product Terms & Conditions and FAQs. FDIC-insured up to $250,000 per depositor for each ownership category.