Charlotte Cowles Author Archive
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Charlotte Cowles

Columnist, the Cut
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@charlottecowles
@charlottecowles

Charlotte Cowles is the Cut’s financial-advice columnist. In addition to “My Two Cents,” which she has written since 2016, she writes about work and parenting for the site. Previously, she was the senior features editor at Harper’s Bazaar and a senior editor at the Cut. She was also the editorial director for MM.LaFleur. Her work has been published in Glamour, Art in America, Politico, and other places.

  1. my two cents
    How to Prepare for a RecessionBecause you probably should.
  2. burnout
    When to Just Quit AlreadyHow to figure out it’s time to move on — and be okay with it.
  3. mental health
    Get Your Toxic Positivity Out of My FaceIncrease your tolerance for difficult feelings already.
  4. my two cents
    ‘I Love My Teaching Job, But It Doesn’t Pay Me Enough’Your options aren’t easy. But neither is squeaking by without enough money to do the things you want.
  5. my two cents
    ‘I’m Getting Married and Having a Baby. How Should I Plan?’There’s a lot you can do to prepare. Here’s where to start.
  6. my two cents
    What Should I Be Doing About My Student Loans Right Now?We don’t know exactly what Biden will do, but paying them down probably shouldn’t be a priority.
  7. my two cents
    ‘Help! I Have a Shopping Problem’You need to meet your urge where it really is — in a desire for connection or recognition or safety.
  8. how i get it done
    How Puma’s Creative Director Gets It DoneJune Ambrose is also Jay-Z and Missy Elliott’s longtime stylist.
  9. my two cents
    ‘My Boyfriend Lost $14K Trading Crypto, and He Won’t Stop’I’m no professional, but this sounds like a gambling addiction, and you should be very careful.
  10. my two cents
    How to Turn Your Side Hustle Into Your Full-Time JobVivian Tu, better known as @YourRichBFF, on quitting her day job to be a full-time “finfluencer.”
  11. my two cents
    ‘Is It Worth Trying to Save Money When I Make So Little?’Focus on a savings habit instead of a savings goal.
  12. my two cents
    How to Run Your Own Business Without Burning OutPatrice Washington on creating boundaries and taking Wednesdays off.
  13. my two cents
    6 Women on How They Raised Money to Start a Business“Asking a family friend if I can borrow money just isn’t a reality for me.”
  14. my two cents
    ‘I’m Tired of Being Broke in L.A. Should I Move Back Home?’Your discomfort is a signal that you need to make a change, and that’s good!
  15. my two cents
    ‘How Can I Get My Unemployed Husband to Do More Chores?’This is an exasperating problem, but he might not even be aware of it.
  16. career
    The Costs of Oversharing With Your BossSave the deep, dark secrets for a Zoom with your therapist, not your supervisor.
  17. money talks
    Three Ex-New Yorkers on Leaving For Somewhere Cheaper“I can have a really great life that doesn’t cost so much.”
  18. my two cents
    Advice for Everyone Who’s Confused About Money Right NowAuthor and finance guru Ramit Sethi explains how to keep a cool head when money gets weird.
  19. my two cents
    How to Talk About Money in Your RelationshipA step-by-step guide to making it less awkward.
  20. my two cents
    ‘I’m a Stay-at-Home Parent and My Husband Just Walked Out on Us’Don’t panic. There are resources to help you out.
  21. my two cents
    ‘I Was Harassed at Work. Can I Afford to Sue?’Taking legal action might be more feasible than you think.
  22. my two cents
    ‘I Have a Lot of Debt, and I Don’t Know How to Tell My Partner’You need to be honest, but how you communicate will make all the difference.
  23. my two cents
    ‘I Took a Pay Cut for a Better Job, But Now I’m Barely Making Rent’Sounds like you made the right decision, but you will need to make some adjustments.
  24. my two cents
    My Boyfriend Bought Me an Expensive Gift. What Do I Do?You don’t need to spend the same amount. But you should talk about it anyway.
  25. my two cents
    How Do I Host My Family Without Spending a Bunch of Money?Asking everyone to pitch in doesn’t have to be awkward.
  26. my two cents
    ‘How Can I Plan a Family Trip If We Can’t Agree on a Budget?’It’s good to have a vision, but it’s even better to be flexible.
  27. my two cents
    How to Quit Your JobA step-by-step escape plan, if you’re lucky enough to swing it.
  28. my two cents
    My Dad Judges My Husband for Not Making More MoneyWhat’s most important is how you feel about your shared finances.
  29. my two cents
    Can I Ask My Parents to Pay for My Plane Ticket Home for Christmas?Yes — but be careful about conflating the emotional challenges of spending time with family with the financial cost.
  30. my two cents
    How Do I Shop for the Holidays Without Wasting Money?Advice from small-business owners and retail experts on dealing with supply-chain issues.
  31. my two cents
    How Can I Afford to Shop Ethically?It’s not as time-consuming or expensive as you think.
  32. money talks
    ‘How I Prepared to Quit’Even if you can afford it, leaving your job takes financial planning. Here’s how five women did it.
  33. parenting
    How Can I Travel Safely With Young Kids During the Holidays?Here’s what some parents are planning (and what pediatricians recommend).
  34. parenting
    Everything We Know About the Delta Variant and BabiesThe youngest children still can’t get vaccinated against COVID — but experts say they’re not likely to get very sick.
  35. my two cents
    My Brother-in-Law Won’t Stop Talking About His Inheritance!It sounds as if he’s just trying to share — but it’s backfiring.
  36. my two cents
    How to Improve Your Finances, No Matter How Messy They AreWhatever your starting point, financial educator Jamila Souffrant has a plan for you.
  37. my two cents
    ‘I’m Out of Student Debt, But I Still Feel Like a Failure’Your next steps may seem daunting, but you should be proud of yourself.
  38. my two cents
    ‘My Husband Won’t Pay for Child Care!’There are a lot of red flags here, but you should start by giving him the benefit of the doubt.
  39. my two cents
    ‘How Can I Get My Spouse to Support My Career Transition?’He needs to know how his money anxiety makes you feel.
  40. how i get it done
    Lauren Bonner on Life After Her Me Too Lawsuit“After going through that, what’s the worst that can happen? Someone doesn’t want to invest in the thing I think they should invest in? Okay!”
  41. my two cents
    How to Gracefully Turn Down Plans You Can’t AffordOtegha Uwagba, the author of We Need to Talk About Money, on dealing with friendship and financial anxiety.
  42. swellness
    Manga Comics Radial Speed Lines
    How to Sleep When You’re PregnantMy doctor-approved guide to battling pregnancy insomnia.
  43. how i get it done
    How Olympic Gold Medalist Natasha Hastings Trained During Pregnancy“I didn’t enjoy pregnancy. Part of the reason is that I hid it for about six months because I didn’t know how my sponsors would react.”
  44. my two cents
    ‘I Owe My Dad Money, and He Holds It Over My Head’You should pay him back and end this dynamic as quickly as possible.
  45. my two cents
    ‘I Don’t Drink, But My Friends Still Want to Split the Bill!’No, it’s not cheap to ask for separate checks.
  46. my two cents
    ‘I Just Found Out About My Wife’s Big Trust Fund!’That’s nice, but don’t get ahead of yourself: That money doesn’t necessarily belong to you.
  47. my two cents
    ‘I’m Sick of My Siblings Leaning on My Parents Financially’You may not like it, but your parents are part of this problem.
  48. minding our business
    ‘What I Learned From Seeing My Business Fail’Three successful entrepreneurs on the wisdom they gained from setbacks.
  49. minding our business
    Survival Secrets From Small-Business OwnersSix women share the advice no one gave them when they were starting out.
  50. my two cents
    ‘Should I Keep Living With My Parents to Save Money?’Staying might be the better financial choice, but don’t fall into the trap of saving money just for the sake of it.
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