Charlotte Cowles Author Archive
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Charlotte Cowles

Columnist, the Cut
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@charlottecowles
@charlottecowles

Charlotte Cowles is the Cut’s financial-advice columnist. In addition to “My Two Cents,” which she has written since 2016, she writes about work and parenting for the site. Previously, she was the senior features editor at Harper’s Bazaar and a senior editor at the Cut. She was also the editorial director for MM.LaFleur. Her work has been published in Glamour, Art in America, Politico, and other places.

  1. my two cents
    I Defaulted on My Student Loans. Now What?What to do when you’re in a debt trap.
  2. living with money
    ‘I Bought a Brooklyn Apartment on a Librarian’s Salary’A lesson in saving.
  3. my two cents
    How Can I Recover From the Money Problems of My Early 20s?Your problems might be frustrating, but at least they’re fixable.
  4. my two cents
    How to Live With Student Debt Without Losing Your MindEating cereal for dinner isn’t the solution.
  5. my two cents
    I’m a Freelancer. What Should I Do With My $20,000 Savings?A solution for those of us without a 401(k).
  6. my two cents
    ‘My Husband Spends All His Money on His 13-Year-Old Daughter’And we’re about to have a baby.
  7. money
    My Divorce Cost Me $250,000“At one point, my ex-husband said, ‘You’re going to be left with nothing at the end of this.’”
  8. my two cents
    How to Stop Cheating on Your BudgetThe key is to catch yourself at just the right moment.
  9. my two cents
    I Think My Broke Roommate Is Taking Advantage of MeBut I also feel bad for her!
  10. my two cents
    What If I Don’t Want to Combine Finances With My Live-in Boyfriend?There’s a difference between laissez-faire trust and turning a blind eye.
  11. my two cents
    How Can I Get My Spending Under Control and Stop Feeling Guilty?You need to prove to yourself that you’re capable of creating better habits.
  12. work
    I Was an Unpaid Intern at 30“At one point, I actually did lie about how old I was.”
  13. my two cents
    How to Take Maternity Leave When You’re a FreelancerIt can feel like uncharted territory when you’re your own boss.
  14. my two cents
    I Don’t Want to Keep Taking My Parents’ MoneyIt’s easy to get hooked on free stuff.
  15. my two cents
    How 5 Women Paid Off Their Student Loans in Under 10 YearsThe numbers can be overwhelming, but that doesn’t mean you should throw in the towel.
  16. psychology
    The Personality Trait That Determines Whether You’re Good With MoneyIt’s called ‘self-efficacy.’
  17. work
    I Stop Celebrities From Blowing Their MoneyInside the life of a Hollywood accountant.
  18. living with money
    I’m 34 and My Parents Still Give Me a Clothing AllowanceIt was always important to my mom that we look our best.
  19. my two cents
    My Ex-Boyfriend Owes Me $10,000. How Do I Get Him to Pay Me Back?Step one: Get a lawyer.
  20. work
    6 Books to Read If You Need a Career ChangeWondering what else is out there? These books will help.
  21. my two cents
    7 Women on Job-Hunting and Getting Hired While PregnantAnd how their new bosses reacted.
  22. living with money
    I Was a Shopping Addict With a Bottomless Bank AccountMy husband had no idea that I had $25,000 on my Saks credit card.
  23. my two cents
    How Can I Shop a Sale Without Losing My Head?When you want good deals on items you actually need.
  24. my two cents
    7 Books to Read if You’re a First-time BossMost of us aren’t born knowing how to manage others.
  25. my two cents
    How to Make a Budget You Can Actually Stick ToThink of it as mindful spending.
  26. my two cents
    How a Freelance Writer Paid Off $22,000 of Credit Card Debt in 6 Months“I finally realized that no one was going to solve this problem for me.”
  27. living with money
    What It’s Really Like to Have a Trust FundAt first, I felt like I was set for life — but I didn’t realize just how expensive life is.
  28. my two cents
    How Can I Get My Mom to Spend Less Money?When she thinks you’re her retirement plan.
  29. my two cents
    What Is a Prenup? A Soon-to-Be-Married Person’s GuideAre they only for rich people, and should you get one?
  30. my two cents
    8 Books to Read When You’re Stuck in a Rut at WorkThe right book at the right time can help dig you out.
  31. my two cents
    What If I Can’t Afford an Abortion?How to build your own safety net.
  32. my two cents
    1950s 1960s WOMAN...
    What Does It Really Take to Make Money on YouTube?It takes time and dedication.
  33. my two cents
    Is It Time for Me to Move Out of My Parents’ House?It’s time to think about the next step.
  34. my two cents
    Smile Please
    Do I Have What It Takes to Make Money on Instagram?There are three ways to do it.
  35. my two cents
    How Do I Invest My Money for the First Time?You want to play the long game.
  36. my two cents
    How 5 Women Make Extra Money From Their Side HustleMost of us are good at more than one thing. Why not monetize that?
  37. my two cents
    My Boyfriend Has Been Lying to Me About MoneyFinancial infidelity is a common problem.
  38. my two cents
    How 5 Single Women Save Money in New YorkSome advice from your peers.
  39. my two cents
    How Will I Ever Afford All the Stuff I Want?The next phase of your financial life doesn’t have a blueprint.
  40. my two cents
    How 4 Different Couples Save MoneyReal couples share their experience.
  41. my two cents
    Should I Pay Off My Debt or Start a Savings Account?The mathematical answer isn’t necessarily the right one.
  42. my two cents
    Should I Pay Rent When My Boyfriend Owns the House?You’re smart to exercise caution — but don’t overthink it.
  43. my two cents
    How Can I Get My Boyfriend to Pay Me Back?It’s time to take ownership over your paycheck.
  44. my two cents
    The Only Money Strategy You Need for 2018A money diet will fail you. Try this instead.
  45. my two cents
    How I Saved 30 Percent of My Income in 2017A simple savings plan to apply to the new year.
  46. my two cents
    My Degree Is Worthless and I Can’t Make Enough MoneyYou have more freedom than you think.
  47. my two cents
    How Can I Stop Fighting With My Boyfriend About Our Bills?A 50/50 split isn’t always the answer.
  48. my two cents
    I Can’t Afford to Keep Up With My FriendsDon’t feel bad about saying no.
  49. my two cents
    Here’s How to Contact the Cut’s Personal Finance Advice ColumnistEmail Charlotte Cowles, who writes My Two Cents.
  50. my two cents
    My Parents Are Obsessed With Me Making More MoneyHere’s how to make it through the holidays (and the rest of the year).
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