Charlotte Cowles Author Archive
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Charlotte Cowles is the Cut’s financial-advice columnist. In addition to “My Two Cents,” which she has written since 2016, she writes about work and parenting for the site. Previously, she was the senior features editor at Harper’s Bazaar and a senior editor at the Cut. She was also the editorial director for MM.LaFleur. Her work has been published in GlamourArt in America, Politico, and other places.

  1. my two cents
    How to Make Your Donations CountWhen everything feels so urgent, it’s tough to decide where your money should go.
  2. money talks
    ‘The Bronx Is Not Going to Let This Bookstore Close’We can’t all be out here just for ourselves.
  3. my two cents
    How to Cope With Being Broke, Angry, and AshamedLessons from a financial therapist.
  4. money talks
    ‘I’m 39, Divorced, and I’ve Lost All My Income’The thing that keeps me going is my absolute rage at how poorly this whole situation has been handled.
  5. my two cents
    ‘Might as Well Use This Time to Get a Divorce’Some couples are fixing up their homes. Others are prepping their papers.
  6. science of us
    How (and Why) to Make Yourself a ScheduleFor days when it’s hard to make yourself do stuff.
  7. my two cents
    How Do I Shop Ethically?There’s no foolproof way to do it, but here are a few things you should think about.
  8. my two cents
    ‘I Hate My Job! Do I Have to Suck It Up Until the Economy Recovers?’You shouldn’t have to torture yourself for a paycheck, but you do need to make a lot of plans.
  9. science of us
    How to Stop CryingWhen it’s not a good time.
  10. my two cents
    ‘I Want to Support Businesses in Need — But Can I Afford It?’I’d like to give what I can, but my own situation isn’t very stable. How much is reasonable?
  11. my two cents
    ‘I’m Only Sort of Unemployed, But I’m Going Broke Fast’This won’t be an easy time. So take a breath, look at your finances, and do the math.
  12. my two cents
    ‘I’m Pregnant and My Business Just Collapsed’Good news: You should qualify for a lot of help. Bad news: The process will be messy.
  13. my two cents
    The Best Way to Worry About Money Right NowFocus on what you can control, even if it’s very little.
  14. my two cents
    Is There A Good Money Plan Right Now?It’s time to focus on what you can control.
  15. my two cents
    ‘I Have a Degenerative Medical Condition. Why Should I Save for the Future?’Money gives you more and better options, period.
  16. living with money
    ‘I Inherited Millions and I’m Hiding It From Everyone’My parents left me a seven-figure inheritance, in cash. I haven’t spent any of it or told anyone.
  17. ambition
    How to Know When You Should Turn Down a PromotionDenise Pickett says, “part of being ambitious is taking risks … [not] just saying yes.”
  18. my two cents
    How Can I Get My Husband Off My Back About Money?When your husband isn’t stressing about the dinner bill, he probably needs your spontaneity to save him from a life of boredom.
  19. my two cents
    How Much Should I Be ‘Investing’ in Myself?We’re all stuck in an endless line of questioning about what we might regret versus what we’ll be grateful for doing — risk versus potential reward.
  20. science of us
    African american family couple holding hands, close up view
    A Beginner’s Guide to Couples TherapyIdeally, you want to start this process when you’re not in a real crisis.
  21. my two cents
    ‘How Can I Get My Employer to Pay Me More?’Getting an outside offer is a backwards, annoying, time-consuming way to squeeze your employer into giving you more money. But in my case, it worked.
  22. science of us
    How to Find a Therapist for the First TimeThe more daunting it seems, the more you might benefit from the results.
  23. my two cents
    How Can I Get My Boyfriend to Be Honest About His Debt?I’m willing to bet that his unease around money predates your relationship by, oh, maybe his entire life.
  24. science of us
    African American woman napping on sofa
    How Long Should a Nap Be?Ten minutes? Thirty? An hour? Help.
  25. science of us
    woman and dog in the room
    Why Am I Always Tired? 7 Reasons You’re SleepyExhaustion comes in many forms.
  26. my two cents
    Being Sentimental Could Help You Save MoneyWhat if the trick isn’t about facts or math, but embracing emotions — sappy, huggy feelings
  27. my two cents
    ‘How Can I Get My Husband to Pay for His Share of Household Expenses?’Remember that money doesn’t balance the scales in a marriage. The scores will never quite be settled.
  28. my two cents
    ‘My Budget Is Making Me Miserable’It sucks to be surrounded by glamorous people drinking pretty cocktails and eating meals that you can’t afford. But give yourself some credit.
  29. how i get it done
    How a Celebrity Fitness Guru Gets It DoneTaryn Toomey, CEO of The Class, on breath work, her daily uniform, and dealing with self-loathing.
  30. my two cents
    This Year, Accept That You Will Break Your BudgetMaintaining new habits isn’t just about avoiding bad ones. Slip-ups can even be helpful, if you pay attention to your triggers.
  31. my two cents
    ‘My Boyfriend Wants Me to Sign a Prenup Before I Move Into His House’Cohabitation agreements are not common at this stage in most relationships, but that doesn’t mean they’re a completely bad idea.
  32. my two cents
    ‘I Feel So Anxious Spending Money on Holiday Shopping!’Sometimes, being too careful with your finances can backfire.
  33. my two cents
    ‘I’m 25 and My Parents Want Me to Support Them!’Don’t be guilt-tripped about a hypothetical future. You’re an adult, and wanting to live independently is normal and healthy.
  34. follow me
    ‘We Built a House With Our Influencer Money’He was a carpet cleaner. She was a dental assistant. Now this influencer couple has millions of followers and a mansion in Bali.
  35. follow me
    Do You Have What It Takes to Be ‘Scouted’ on Instagram?An influencer agent explains what she looks for.
  36. follow me
    How I Get It Done: Kahlana Barfield Brown Knows How to Dress for InstagramThe influencer and fashion expert on quitting her day job to focus on her own brand.
  37. follow me
    The Couple That Fakes Their Own Paparazzi Photos“We started it as sort of a joke. But now it is getting serious.”
  38. follow me
    The 66-Year-Old Influencer Flattered by the Attention“In spite of this recent #OKBoomer thing, I think it’s a great time to be an older lady influencer.”
  39. follow me
    The Fluffiest Butt on InstagramMaxine has an agent, brand deals, and 262K followers.
  40. follow me
    The Vegan Blogger Caught Eating FishYovana Mendoza on the aftermath of her seafood scandal.
  41. how i get it done
    How I Get It Done: MSNBC Host Joy ReidThe talk-show host on working on the weekends, dealing with insomnia, and her love of Seamless.
  42. how i get it done
    How I Get It Done: Harriet Director Kasi Lemmons“I don’t engage with a project unless I think I won’t get tired of it.”
  43. doing the most
    Gloria Steinem Just Wanted to Pay Her BillsThe feminist icon on ambition, insults, and making rent in New York.
  44. how i get it done
    How I Get It Done: Actress and Activist Laverne Cox“I’m living the dream I had 20 years ago, when you didn’t even see transgender people on television unless they were being ridiculed.”
  45. ambition
    The Motivating Power of Staying Pissed OffCEO Sallie Krawcheck on bad bosses, getting fired, and why it pays to stay angry.
  46. my two cents
    ‘My Parents Are Still Paying My 30-Year-Old Brothers’ Rent!’This situation sounds like bad news for everyone, but shaming your brothers probably isn’t helping.
  47. doing the most
    ‘Turning 40 and Having Twins Made Me a Better Comedian’Actress Michelle Buteau on why she’s finally hitting her stride.
  48. living with money
    ‘I Saved $100,000 in 3 Years’Talking to money coach Tori Dunlap about her very strict saving plan.
  49. my two cents
    ‘My Rich Friend Always Pays for Me. Is Our Friendship Doomed?’Her buying you stuff shouldn’t be a central part of your friendship.
  50. my two cents
    ‘I Spent So Much Money on My Wedding, and Now I Can’t Stop!’Wedding price tags get so distorted that it’s easy to forget what’s reasonable (or just stop caring).
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