Charlotte Cowles Author Archive
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Charlotte Cowles

Columnist, the Cut
See all their articles from across New York Magazine
@charlottecowles
@charlottecowles

Charlotte Cowles is the Cut’s financial-advice columnist. In addition to “My Two Cents,” which she has written since 2016, she writes about work and parenting for the site. Previously, she was the senior features editor at Harper’s Bazaar and a senior editor at the Cut. She was also the editorial director for MM.LaFleur. Her work has been published in Glamour, Art in America, Politico, and other places.

  1. personal finance
    How to Cope When You Get Laid Off From Your Dream JobHaley Sacks, a.k.a. Mrs. Dow Jones, on surviving job loss and founding her own business.
  2. personal finance
    What It’s Like to Staff the Home of a BillionaireA recruiter for the ultrarich on the upsides — and dark sides — of a notoriously secretive industry.
  3. career
    The Emergency Physician Tackling Racism in Health CareDr. Uché Blackstock felt stifled when she spoke up about bias from within the medical system, so she struck out on her own.
  4. personal finance
    How to Protect Yourself Against ScamsWhat I wish I’d known.
  5. first person
    How I Got Scammed Out of $50,000I’m still trying to understand why I fell for it.
  6. personal finance
    Budgeting Is Officially a FlexAccording to TikTok, where “loud budgeting” is everywhere.
  7. personal finance
    What It’s Like to Be a Therapist for the UltrarichClay Cockrell specializes in “ultra-high-net-worth individuals” and the specific problems that plague them.
  8. personal finance
    How’s Your No-Spend January Going?“I felt like I failed, and it was catastrophic.”
  9. personal finance
    What It’s Like to Take a $50K Pay Cut“Part of me is still mourning the life that I thought I was going to live.”
  10. personal finance
    How to Talk About Your Salary With FriendsIt can be awkward, but it doesn’t need to be.
  11. personal finance
    What to Say to Get Your Bills LoweredAnd when it’s worth your time to try.
  12. how i get it done
    How to Run a Multimillion-Dollar Business and Still Nap Every DayTiffany Aliche, a.k.a. “the Budgetnista,” never works past 3 p.m.
  13. personal finance
    5 Ways to Save Money (That Have Nothing to Do With Money)Financial experts share their best nonfinancial advice.
  14. personal finance
    What to Do About That Credit-Card DebtA four-step plan for getting over your holiday-debt hangover.
  15. personal finance
    ‘I Take Care of My Aging Parents. How Can I Recover Financially?’Thankfully, there are some laws designed to help you. Here’s how to make the most of them.
  16. personal finance
    ‘Should I Give Up My Cheap, Beautiful Apartment to Move in With My Boyfriend?’You will need to move out of your amazing place eventually. Here are the steps to take first.
  17. personal finance
    How to Tell People You Don’t Want GiftsA guide to de-escalating the holiday-shopping frenzy.
  18. personal finance
    ‘How Do I Shut Down My Dad’s Comments About Money?’It may sound counterintuitive, but you might want to give him the opportunity to say more.
  19. personal finance
    ‘I Owe $90K in Private Student Loans. What Do I Do?’You don’t have much wiggle room, unfortunately. It’s time to break down the math.
  20. personal finance
    How Much Money Should I Spend on the Holidays?Can we get some guidelines? New rules? We want math!
  21. personal finance
    ‘My Mom Lost $30,000 in Bad Investments. Can I Help Her?’Yep, this sounds like fraud! Here’s how to navigate her legal options.
  22. personal finance
    ‘How Do I Plan a Group Trip That All My Friends Can Afford?’Be sure to broach the budget question early so people can make their own decisions.
  23. personal finance
    ‘I Just Inherited $40,000. What Should I Do With It?’Your first rule: Don’t make any lifestyle changes.
  24. personal finance
    ‘Should I Put My Boyfriend on My Health Insurance?’It’s pretty low-risk, but if it makes you uncomfortable, there are other options.
  25. personal finance
    ‘My Boyfriend’s Dad Bought Us a House. What Do I Tell My Friends?’Chances are nobody cares who paid for what. But that doesn’t mean you have to tell anyone.
  26. personal finance
    Does Money Terrify You?Author Farnoosh Tarabi explains how you can learn from your financial anxieties.
  27. personal finance
    Is ‘Scarcity Brain’ Making You Broke?Maybe. But here’s what you can do about it.
  28. personal finance
    ‘I Earn More Than My Husband, But I Don’t Want to Pay More of Our Bills’You can share household expenses in lots of ways, and you don’t have to choose just one.
  29. personal finance
    Your Post-Vacation Guide to Cleaning Up Your FinancesExperts share their best money advice for getting back on track.
  30. personal finance
    ‘I’m So in Debt That I’m Afraid to Date’You’re not undateable — you’re just afraid to talk about money. There’s a way to fix that.
  31. personal finance
    ‘I Splurged All of My 20s, And Now I’m in Debt. Can I Fix This?’You can’t just flip a switch. Instead, look for your next actionable step.
  32. personal finance
    ‘My Flight Got Canceled. What Now?’Getting stranded at the airport is a special kind of hell. Here are eight pointers that can help.
  33. career
    How Ellevest CEO Sallie Krawcheck Gets It DoneHer day starts with a deep tissue massage … but not for her.
  34. personal finance
    ‘My Roommates Never Pay Rent on Time. What Do I Do?’Ask them to sign a roommate agreement. And think about moving.
  35. my two cents
    What If You Already Have ‘Enough’ Money?Author Manisha Thakor questions the relationship between money, time, and happiness.
  36. my two cents
    ‘What Happens If I Just Never Pay My Credit-Card Bill?’No one would endorse this plan. But you do have some options.
  37. my two cents
    ‘My Friend Stays With Us All the Time. Can We Charge Rent?’It’s fair to ask her to repay you somehow. But this will be a delicate conversation.
  38. my two cents
    ‘I Got Into a Big Fight With a Friend About Money. What Now?’Actually, this fight was a good thing. To make repairs, ask questions and listen.
  39. my two cents
    ‘I’m a Recovering Addict. Will I Ever Recover, Financially?’There’s a world of people ready to help you. Lean on them!
  40. my two cents
    What Is ‘Cash Stuffing,’ and Should You Try It?Budgeting with cash — also known as the envelope method — is trendy again. Here’s how to make it work for you.
  41. my two cents
    ‘I Think My Mom Is Getting Scammed’Her new friend might be harmless. But you won’t know unless you have some serious conversations about her finances.
  42. my two cents
    ‘How Do I Get Better at Money Without Overhauling My Life?’Your money should serve your life, not the other way around.
  43. my two cents
    ‘My Elderly Parents Refuse to Make a Will’Be respectful. A lot of people — especially older ones — hate talking about things they don’t understand.
  44. my two cents
    Erika Kullberg Reads the Fine PrintFrom broke law student to 20 million followers and a bank account to match.
  45. my two cents
    ‘My Parents Would Be Horrified’What happens when you overspend on buy-now, pay-later platforms.
  46. my two cents
    How to Survive a LayoffEven if you don’t see it coming.
  47. advice
    What to Do (and Not to Do) When Your Friend Has a NewbornForget sending a onesie.
  48. advice
    How Not to Make It Worse When a Partner Is ImpotentFor starters, don’t take it personally.
  49. my two cents
    ‘I Got $300,000 in a Personal Injury Settlement. What Do I Do With It?’Find a financial planner you trust, and ignore everyone else.
  50. advice
    I’m Married, But Sometimes I Prefer Sleeping AloneWhat happened when I left behind the bed I share with my husband for the spare mattress.
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