Laura Howard

Editor Advisor
Latest
Archive
  • Our Pick Of The Best Junior Cash ISAs

    If you can afford to put money away for your child’s future, a tax-efficient savings account will ensure they get the biggest possible benefit from it. You can pay up to £9,000 into a Junior ISA each year and there’s...
  • Our Pick Of The Best Cash ISAs For Over 60s

    For savers of all ages, including those over 60, now could be a good time to review what their cash is earning. Interest rates have risen considerably over the last couple of years as the Bank of England has battled...
  • Mortgage Rates 3 April 2025

    Bank Rate was held at 4.5% on 20 March, having been cut from 4.75% in February. A freeze to interest rates was widely expected from the Bank of England’s rate-setting Monetary Policy Committee (MPC) amid fears that turbulence across the...
  • Our Pick Of The Best Bank Account Switching Offers

    If you’ve had the same current account for years, you could be missing a trick. Banks and building societies can offer cash incentives to new customers willing to make a full switch of their existing current account. These offers come...
  • Applying For Your First Credit Card

    A credit card can be a handy way to manage your finances and – when used responsibly – can also help to build up your credit score. If you’re about to apply for your first credit card, this guide outlines...
  • Our Pick Of The Best Low Rate Credit Cards

    Do you tend to carry a small balance on a credit card? Looking for a long-term low rate could be better be a better option than a 0% introductory offer which expires after several months and reverts to a high...
  • Best Business Credit Cards For Start-Ups Of 2025 – Our Pick

    Start-up businesses may want to consider taking out a business credit card as a short-term source of financing. Business credit cards can be particularly useful during the early phase of setting up a company, when start-ups may struggle to access...
  • Chip App Review 2025

    Chip is a digital savings and investment app, founded in 2017 with the help of crowdfunding. It is not a bank but it is fully regulated by the Financial Conduct Authority (FCA) and has around half a million active accounts....
  • Stamp Duty: Find Out What You Could Pay And Why

    If you buy residential property or land in the UK, you should take into account the associated local tax for your location – England & Northern Ireland, Scotland, or Wales. The tax goes by different names in the different countries...
  • Our Pick Of The Best Start-Up Business Loans

    With little or no trading history, accessing finance can be a challenge for fledgling businesses. But start-up business loans, which are tailored to businesses that have just begun trading, or have been trading less than three years, can offer a...
  • What Is The Energy Price Cap?

    For the latest information on the energy market, see our Energy Updates page. Introduced by market regulator Ofgem in 2019, the energy price cap sets the maximum amount that energy suppliers are permitted to charge per kWh of gas and...
  • How To Buy Taiwan Semiconductor Manufacturing (TSM) Stocks & Shares

    Taiwan Semiconductor Manufacturing Company (TSMC) was founded in 1987. It operates in a range of markets including high-performance computing, smartphones, Internet of Things (IoT), automotive, and digital consumer electronics. In addition to manufacturing facilities in Taiwan, it has subsidiaries including...
  • How To Buy Advanced Micro Devices (AMD) Stocks & Shares

    Advanced Micro Devices (AMD) is one of the world’s leading computer companies.  It is helping pioneer to deployment of artificial intelligence across data centres and the embedded computing, gaming and personal computer markets. However, the past success of AMD is...
  • Flagstone Review 2025

    Flagstone is an online savings platform, which enables customers to browse, open and manage multiple savings accounts using one platform, with one password. Flagstone has partnerships with more than 60 UK banks and building societies, allowing it to negotiate competitive...
  • 7 Myths About ISAs – And The Truth Behind Them

    More than 22 million adults currently hold at least one Individual Savings Account (ISA) according to HMRC – yet many of us still don’t fully understand how these tax-efficient savings accounts work. We approached five personal finance experts to share...
  • Cheapest Life Insurance Companies Of 2025 – Our Pick

    It can be easy to take life for granted. But if you were no longer here, how would your loved ones manage financially? Getting the right life insurance policy in place can give peace of mind, yet still millions of...
  • Average UK Salary By Age In 2025

    Ever wondered what the average salary is for workers of your age? We’ve used government research from the Office for National Statistics (ONS), alongside data from other sources, to answer this question and more.  Find out what people earn at...
  • How To Buy Alibaba (BABA) Stocks & Shares

    Alibaba is one of the world’s leading e-commerce and cloud computing companies.  In e-commerce, it runs Taobao and Tmall Group (TTG), which serves the domestic China consumer and business-to-business markets, and Alibaba International Digital Commerce Group (AIDC). Other divisions include the...
  • Revolut Business Account Review 2025

    Launched in the UK in 2015, Revolut has made a name for itself as an electronic money institute, disrupting the traditional banking model for individual customers and – since 2017 – business customers too. Revolut offers an app-based business account...
  • Revolut Review 2025

    Revolut is an innovative digital finance provider which is challenging the high street banks and traditional money transfer companies with its value-added services and competitive pricing.  It has become a favourite choice for many frequent travellers as well as those...
  • How To Buy Tesco Stocks & Shares

    Tesco plc is the UK’s biggest grocery retailer. According to Statista in 2024, it has a consistent share of over 27% of the market. It is a constituent of the FTSE 100 stock index. However, the past success of Tesco...
  • Heathrow Cancellations: Your Rights Regarding Refunds And Financial Support

    If your flight is cancelled and the airline can be deemed responsible, you may be able to claim compensation. We’ve listed the various rules and financial limits below. However, if your flight is delayed or cancelled because of ‘extraordinary circumstances’...
  • How To Buy Rio Tinto (RIO) Stocks & Shares

    Mining and processing giant Rio Tinto is among the world’s five largest companies of its type, operating in 35 countries and employing around 60,000 staff. Its principal interests are iron ore, copper and aluminium. The past success of Rio Tinto...
  • Best Mastercard Credit Cards

    Many of the top credit cards issued in the UK use the global payment network, Mastercard. You’ll know if your card is among them as it will show the Mastercard symbol on your credit card – overlapping red and yellow...
  • Our Pick Of The Best Visa Credit Cards

    Visa does not actually issue credit cards. It is a global payment network – and one of the largest in the world. You can use a Visa card in shops, hotels and at ATMs in around 200 countries worldwide. Most...
  • Our Pick Of The Best Savings Platforms

    If you want your savings to be working as hard as possible, but don’t have the time or inclination to chase the best rates, a savings platform could be the solution. Savings platforms allow savers to open different accounts –...
  • Raisin UK Review 2025

    Raisin UK is an online savings platform that allows you to open and manage multiple savings accounts through its marketplace free of charge.  Once you’ve registered with Raisin, you can open as many savings accounts as you like without having...
  • Our Pick Of The Best Fixed Rate Cash ISAs

    Important: Tax treatment depends on individual circumstances and may be subject to future change. The content of this article is provided for information purposes only and is not intended to be, nor does it constitute, any form of tax advice....
  • International Money Transfer: Best Ways To Send Money Abroad

    Whether you want to send cash to help people in Ukraine, buy a property overseas or send money to your own foreign bank accounts, you’ll need to know what you’re doing when you send money abroad. Many people will go...
  • How To Buy Ryanair (RYA) Stocks & Shares

    Ryanair Holdings plc is the parent company of Buzz, Lauda, Malta Air, Ryanair & Ryanair UK. It carries in the region of 200 million passengers a year, operating around 3,600 flights a day. It flies to 234 airports in 37...