If you’re a college freshman this fall, John Oliver has a useful motivational message just for you at the end of the above Last Week Tonight segment on student debt and the many sleazy for-profit colleges in the US. If you’re no longer a college freshman, many of the facts in the segment – for-profit schools using “pain points,†taking advantage of wounded veterans, and using the trade group APSCU to lobby for the most student loans possible – might not be as important to you as your own mountain of student debt you’ll be paying off for the rest of your life.