Nothing looks better on deeply tanned cleavage than a sparkly initial pendant. Ubiquitous, you say? Perhaps. But what if those dazzlers were genuine diamonds, unlike the overwhelming number of fakes dangling from necks all over town? And you could score the pendant—with diamonds set in fourteen-karat white gold on an eighteen-inch chain—for a mere $79 (at zales.com), versus at least $300 elsewhere? Bling it on.